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§291.545. Financing purchase of the home.

24 C.F.R. § 291.545

(a)
Purchase using conventional financing. If the law enforcement officer, teacher, or firefighter/emergency medical technician uses conventional financing to purchase a home under the GNND Sales Program, the amount of the mortgage may not exceed the discounted sales price of the home.
(b)
Purchase with FHA-insured mortgage.
(1)
A law enforcement officer, teacher, or firefighter/emergency medical technician using an FHA-insured mortgage to finance purchase of the home may finance reasonable and customary closing costs with the FHA-insured mortgage.
(2)
The amount of the FHA-insured mortgage may not exceed the discounted sales price of the home plus:
(i)
The closing costs; and
(ii)
The costs of rehabilitating and/or improving the home, where purchase of the home is being financed with an FHA-insured 203(k) rehabilitation loan (see 24 CFR part 203).
(c)
Closing costs and selling broker's commissions. In no event will HUD pay a buyer's closing costs on the purchase of a property or a selling broker's commission through the GNND Sales Program.
Notes, amendments, and revision history

Source

Source: 71 FR 64426, Nov. 1, 2006, unless otherwise noted.

Authority

Authority: 12 U.S.C. 1701 et seq.; 42 U.S.C. 1441, 1441a, 1551a, and 3535(d).

Source

Source: 56 FR 46956, Sept. 16, 1991, unless otherwise noted.