§21.3. Security program.
12 C.F.R. § 21.3
Contents of security program. The security program shall:
Establish procedures for opening and closing for business and for the safekeeping of all currency, negotiable securities, and similar valuables at all times;
Establish procedures that will assist in identifying persons committing crimes against the institution and that will preserve evidence that may aid in their identification or conviction; such procedures may include, but are not limited to:
Using identification devices, such as prerecorded serial-numbered bills, or chemical and electronic devices;
Maintaining a camera that records activity in the banking office; and
Retaining a record of any robbery, burglary or larceny committed or attempted against a banking office;
Provide for initial and periodic training of employees in their responsibilities under the security program and in proper employee conduct during and after a robbery; and
Provide for selecting, testing, operating and maintaining appropriate security devices, as specified in paragraph (b) of this section.
Security devices. Each national bank shall have, at a minimum, the following security devices:
A means of protecting cash or other liquid assets, such as a vault, safe, or other secure space;
A lighting system for illuminating, during the hours of darkness, the area around the vault, if the vault is visible from outside the banking office;
Tamper-resistant locks on exterior doors and exterior windows designed to be opened;
An alarm system or other appropriate device for promptly notifying the nearest responsible law enforcement officers of an attempted or perpetrated robbery, burglary or larceny; and
Such other devices as the security officer determines to be appropriate, taking into consideration—
The incidence of crimes against financial institutions in the area;
The amount of currency or other valuables exposed to robbery, burglary, or larceny;
The distance of the banking office from the nearest responsible law enforcement officers and the time required for such law enforcement officers ordinarily to arrive at the banking office;
The cost of the security devices;
Other security measures in effect at the banking office; and
The physical characteristics of the banking office structure and its surroundings.
Notes, amendments, and revision history
Source
Source: 56 FR 29564, June 28, 1991, unless otherwise noted.
Authority
Authority: 12 U.S.C. 1, 93a, 161, 1462a, 1463, 1464, 1818, 1881-1884, and 3401-3422; 31 U.S.C. 5318.