US Codex
Bill
Notes

H. Res. 1007 — what changed

Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.

From Introduced in House to Reported in House. 1 section amended and 2 added between Introduced in House and Reported in House.

That it is the sense of the House of Representatives that—

(1)
renumbered was (1) given the critical role of the financial and housing markets, the Committee on Financial Services of the House of Representatives should play a leading role in making public policy regarding the adoption of AI in the financial services and housing industries;
(2)
renumbered was (2) the Committee on Financial Services should consider how to promote a dynamic, pro-consumer, pro-investor, and pro-innovation culture for AI across the financial services and housing industries;
(3)
renumbered was (3) the Committee on Financial Services must ensure regulators apply and enforce existing laws, including anti-discrimination laws, and assess regulatory gaps and ineffective regulations as market participants adopt AI;
(4)
renumbered was (4) the Committee on Financial Services should support regulators assessing the impact on innovation and cost effectiveness before issuing AI-related rules;
(5)
renumbered was (5) the Committee on Financial Services must ensure any regulatory framework related to AI does not disproportionately burden smaller firms;
(6)
renumbered was (6) the Committee on Financial Services should ensure the financial regulators have the appropriate focus and tools to oversee new products and services;
(7)
renumbered was (7) the Committee on Financial Services should continue to evaluate State laws and consider reforms to privacy laws for financial institutions and firms given the importance of financial data to AI;
(8)
renumbered was (8) the Committee on Financial Services should continue to consider how to strengthen cybersecurity standards for AI systems;
(9)
renumbered was (9) the Committee on Financial Services should work with financial regulators to understand AI’s impact on the workforce;
(10)
renumbered was (10) the Committee on Financial Services should ensure United States global leadership on AI development and use; and
(11)
renumbered was (11) the Committee on Financial Services should safeguard taxpayer interests as emerging technologies continue to evolve.

added

added
(1)
added given the critical role of the financial and housing markets, the Committee on Financial Services of the House of Representatives should play a leading role in making public policy regarding the adoption of AI in the financial services and housing industries;
(2)
added the Committee on Financial Services should consider how to promote a dynamic, pro-consumer, pro-investor, and pro-innovation culture for AI across the financial services and housing industries;
(3)
added the Committee on Financial Services must ensure regulators apply and enforce existing laws, including anti-discrimination laws, and assess regulatory gaps and ineffective regulations as market participants adopt AI;
(4)
added the Committee on Financial Services should support regulators assessing the impact on innovation and cost effectiveness before issuing AI-related rules;
(5)
added the Committee on Financial Services must ensure any regulatory framework related to AI does not disproportionately burden smaller firms;
(6)
added the Committee on Financial Services should ensure the financial regulators have the appropriate focus and tools to oversee new products and services;
(7)
added the Committee on Financial Services should continue to evaluate State laws and consider reforms to privacy laws for financial institutions and firms given the importance of financial data to AI;
(8)
added the Committee on Financial Services should continue to consider how to strengthen cybersecurity standards for AI systems;
(9)
added the Committee on Financial Services should work with financial regulators to understand AI’s impact on the workforce;
(10)
added the Committee on Financial Services should ensure United States global leadership on AI development and use; and
(11)
added the Committee on Financial Services should safeguard taxpayer interests as emerging technologies continue to evolve.