Section 1 Short title
This Act may be cited as the “Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025”.
Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025
A BILL
To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.
Sec. 2 Ensuring the appropriate availability of short-term limited duration insurance
Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg–91(b)) is amended by adding at the end the following new paragraph:
“(6) Short-term limited duration insurance—The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that—
“(A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and
“(B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.”