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NFIP Retroactive Renewal and Reauthorization Act

H.R. 5848 · 119th Congress · Oct 28, 2025 · Lineage

A BILL

To extend the National Flood Insurance Program through December 31, 2026.

Section 1 Short title

This Act may be cited as the “NFIP Retroactive Renewal and Reauthorization Act”.

Sec. 2 Extension of National Flood Insurance Program

(a)
Financing— Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by striking “September 30, 2023” and inserting “December 31, 2026”.
(b)
Program expiration— Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “December 31, 2026”.
(c)
Retroactive effective date— If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.