Section 1 Short title
This Act may be cited as the “Name Accuracy in Credit Reporting Act”.
Name Accuracy in Credit Reporting Act
A BILL
To amend the Fair Credit Reporting Act to require nationwide consumer reporting agencies, upon request, to use the current legal name of a consumer on consumer reports, and for other purposes.
Sec. 2 Requirement to use the current legal name of the consumer on consumer reports
Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended by adding at the end the following:
“(9) With respect to a consumer reporting agency described in section 603(p), any prior name of the consumer about whom the report relates, other than the current legal name of the consumer, after receiving a request from the consumer to use only the current legal name of the consumer on all consumer reports.”