For purposes of this Act:
(1)
All-or-nothing clause— The term “all-or-nothing clause” means a provision of a health care contract that requires—
(A)
a health insurance carrier or health plan administrator to include all members of a health care provider in a network plan; or
(B)
a health insurance carrier or health plan administrator to enter into an additional contract with an affiliate of the health care provider as a condition of entering into a contract with such health care provider.
(2)
Anti-steering clause— The term “anti-steering clause” means a provision of a health care contract that restricts the ability of a health insurance carrier or a health plan administrator from encouraging an enrollee to obtain a health care service from a competitor of the hospital or health system, including offering incentives to encourage enrollees to utilize specific health care providers.
(3)
Anti-tiering clause— The term “anti-tiering clause” means a provision in a health care contract that—
(A)
restricts the ability of a health insurance carrier or a health plan administrator to introduce or modify a tiered network plan or assign health care providers into tiers; or
(B)
requires the health insurance carrier or health plan administrator to place all members of a health care provider in the same tier of a tiered network plan.
(4)
Gag clause— The term “gag clause” means a provision of a health care contract that—
(A)
restricts the ability of a health insurance carrier, a health plan administrator, or a health care provider to disclose a price or quality information, including the allowed amount, negotiated rates or discounts, fees for services, or any other claim-related financial obligations included in the provider contract to—
(i)
a governmental entity as authorized by law,
(ii)
its contractors or agents,
(iv)
a treating health care provider of an enrollee,
(vi)
potential eligible enrollees and plan sponsors; or
(B)
restricts the ability of a health insurance carrier, a health plan administrator, or a health care provider to disclose out-of-pocket costs to an enrollee.
(5)
Tiered network plan— The term “tiered network plan” means a health benefit plan that sorts some or all types of health care providers into specific groups to which different provider reimbursement, enrollee cost sharing, health care provider access requirements, or a combination thereof, are applied for the same services.