Section 1 Short title
This Act may be cited as the “Name Accuracy in Credit Reporting Act”.
Name Accuracy in Credit Reporting Act
A BILL
To amend the Fair Credit Reporting Act to require nationwide consumer reporting agencies, upon request, to use a consumer’s current legal name on consumer reports, and for other purposes.
Sec. 2 Requirement to use a consumer’s current legal name on consumer reports
Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended by adding at the end the following:
“(9) With respect to a consumer reporting agency described in section 603(p), any prior name of the consumer about whom the report relates, other than the consumer’s current legal name, after receiving a request from the consumer to use only the consumer’s current legal name on all consumer reports.”