Debt Bondage Repair Act

“605C. Adverse information in cases of trafficking

“(a) Definitions—In this section:

“(1) Trafficking documentation—The term trafficking documentation means—

“(A) documentation of—

“(i) a determination by a Federal or State governmental entity that a consumer is a victim of trafficking; or

“(ii) a determination by a court of competent jurisdiction that a consumer is a victim of trafficking; and

“(B) documentation that identifies items of adverse information that should not be furnished by a consumer reporting agency because the items resulted from the severe form of trafficking in persons or sex trafficking of which the consumer is a victim.

“(2) Victim of trafficking—The term victim of trafficking means a person who is a victim of a severe form of trafficking in persons or sex trafficking, as those terms are defined in section 103 of the Trafficking Victims Protection Act of 2000 (22 U.S.C. 7102).

“(b) Adverse information—A consumer reporting agency may not furnish a consumer report containing any adverse item of information about a consumer that resulted from a severe form of trafficking in persons or sex trafficking if the consumer has provided trafficking documentation to the consumer reporting agency.

“(c) Rulemaking

“(1) In general—Not later than 180 days after the date of the enactment of this section, the Director shall promulgate regulations to implement subsection (a).

“(2) Contents—The regulations issued pursuant to paragraph (1) shall establish a method by which consumers shall submit trafficking documentation to consumer reporting agencies.”