H.R. 2332 — what changed

“605C Adverse information in cases of trafficking

changed “(a) In general—A consumer reporting agency may not furnish a consumer report containing any adverse item of information about a consumer that resulted from a severe form of trafficking in persons or sex trafficking if a court of competent jurisdiction, in a lawsuit that is not a class action lawsuit, the consumer has determined that provided trafficking documentation to the consumer is a victim of trafficking.reporting agency.

“(b) Rulemaking

“(1) In general—The Director shall, not later than 180 days after the date of the enactment of this section, issue a rule to implement subsection (a).

changed “(2) Contents—The rule issued pursuant to paragraph (1) shall establish a method by which consumers may shall submit trafficking documentation to consumer reporting agencies, including—agencies.

changed “(A) documentation of a determination by a court of competent jurisdiction that such consumer is a victim of trafficking; and“(c) Definitions

changed “(B) documentation that identifies items of adverse information that should not be furnished by the consumer reporting agency because the items resulted from the severe form of trafficking in persons or sex “(1) Trafficking documentation—The term trafficking of which the consumer is a victim.documentation means—

changed “(c) Victim of trafficking defined—For the purposes of this section, the term “victim “(A) documentation of trafficking” means a person who—either—

changed “(1) is “(i) a victim of determination by a severe form of trafficking in persons Federal or sex trafficking, as such terms are defined in section 103 of the Trafficking Victims Protection Act State government entity that a consumer is a victim of 2000; andtrafficking; or

changed “(2) has been listed as a victim in “(ii) a criminal case against determination by a person who has been found guilty court of competent jurisdiction that a severe form consumer is a victim of trafficking in persons or sex trafficking.”trafficking; and

added “(B) documentation that identifies items of adverse information that should not be furnished by a consumer reporting agency because the items resulted from the severe form of trafficking in persons or sex trafficking of which such consumer is a victim.

added “(2) Victim of trafficking—For the purposes of this section, the term “victim of trafficking” means a person who is a victim of a severe form of trafficking in persons or sex trafficking, as such terms are defined in section 103 of the Trafficking Victims Protection Act of 2000.”