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Pre-Existing Conditions Protection Act of 2020

S. 4506 · 116th Congress · Aug 6, 2020 · Lineage

A BILL

To ensure coverage of pre-existing conditions under private health insurance, and for other purposes.

Section 1 Short title

This Act may be cited as the “Pre-Existing Conditions Protection Act of 2020”.

Sec. 2 Pre-existing condition protections

A group health plan and a health insurance issuer offering group or individual health insurance coverage may not impose any pre-existing condition exclusion with respect to such plan or coverage, factor health status into premiums or charges, exclude benefits relating to pre-existing conditions from coverage, or otherwise exclude benefits, set limits, or increase charges based on any pre-existing condition or health status.