The amendments made by this Act shall apply with respect to any borrower who completes the fifth complete school year of teaching required for loan forgiveness under section 428J(b) of the Higher Education Act of 1965 (
20 U.S.C. 1078–10(b)), or for loan cancellation under section 460(b) of such Act (
20 U.S.C. 1087j(b)), on or after the date of enactment of this Act.