1. Short title
This Act may be cited as the “Fair Coronavirus Credit Reporting Act of 2020”.
Fair Coronavirus Credit Reporting Act of 2020
A BILL
To amend the Fair Credit Reporting Act to prohibit debt from medically necessary procedures related to COVID–19 from being included on credit reports, and for other purposes.
2. Prohibition on reporting medically necessary procedures related to the novel coronavirus disease (COVID–19) outbreak
In general— Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended by adding at the end the following new paragraph:
“(9) Any information related to a debt arising from a medically necessary procedure related to the novel coronavirus disease (COVID–19) outbreak.”
Medically necessary procedure defined— Section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a) is amended by adding at the end the following:
“(bb) Medically necessary procedure—The term medically necessary procedure means health care services needed to prevent, diagnose, or treat COVID–19 or its symptoms and that meet accepted standards of medicine.”