H.R. 56 — what changed
Financial Technology Protection Act
From Introduced in House to Engrossed in House. 3 sections amended and 1 added between Introduced in House and Engrossed in House.
Sec. 4 Rewards for information related to terrorist use of digital currencies
In general— The Secretary of the Treasury, in consultation with the Attorney General, shall establish a fund to pay a reward, not to exceed $450,000, to any person who provides information leading to the conviction of an individual involved with terrorist use of digital currencies.
changed
Use of fines and forfeitures— With respect to fines and forfeitures related to the conviction of an individual involved with terrorist use of digital currencies, the Secretary of the Treasury shall, without further appropriation or fiscal year limitation—subject to the availability of appropriations made in advance—
use such amounts to pay rewards under this section related to such conviction; and
with respect to any such amounts remaining after payments are made under paragraphs (1) and (2), deposit such amounts in the Fintech Leadership in Innovation and Financial Intelligence Program.
Sec. 6 Preventing rogue and foreign actors from evading sanctions
Report and strategy with respect to digital currencies and other related emerging technologies—
In general— Not later than 180 days after the date of the enactment of this Act, the President, acting through the Secretary of Treasury and in consultation with the Attorney General, the Secretary of State, the Secretary of Homeland Security, the Director of National Intelligence, the Director of the Office of Management and Budget, and the appropriate Federal banking agencies and Federal functional regulators, shall—
submit to the appropriate congressional committees a report that identifies and describes the potential uses of digital currencies and other related emerging technologies by states, non-state actors, and foreign terrorist organizations to evade sanctions, finance terrorism, or launder monetary instruments, and threaten United States national security; and
develop and submit to the appropriate congressional committees a strategy to mitigate and prevent such illicit use of digital currencies and other related emerging technologies.
Form; public availability—
Form— The report and strategy required under paragraph (1) shall be submitted in unclassified form, but may contain a classified annex.
Public availability— The unclassified portion of such report and strategy shall be made available to the public and posted on the internet website of the Department of Treasury—
changed
in pre-compressed, easily downloadable downloadable versions that are made available in all appropriate formats; and
in machine-readable format, if applicable.
Sources of information— In preparing the report and strategy required under paragraph (1), the President may utilize any credible publication, database, web-based resource, and any credible information compiled by any government agency, nongovernmental organization, or other entity that is made available to the President.
Briefing— Not later than 2 years after the date of the enactment of this Act, the Secretary of the Treasury shall brief the appropriate congressional committees on the implementation of the strategy required under subsection (a).
Sec. 7 Determination of Budgetary Effects
changed
For purposes The budgetary effects of this Act:Act, for the purpose of complying with the Statutory Pay-As-You-Go Act of 2010, shall be determined by reference to the latest statement titled “Budgetary Effects of PAYGO Legislation” for this Act, submitted for printing in the Congressional Record by the Chairman of the House Budget Committee, provided that such statement has been submitted prior to the vote on passage.
removed
Appropriate congressional committees— The term “appropriate congressional committees” means—
removed
the Committee on Financial Services, the Committee on the Judiciary, the Permanent Select Committee on Intelligence, and the Committee on Foreign Affairs of the House of Representatives; and
removed
the Committee on Banking, Housing, and Urban Affairs, the Committee on Homeland Security and Governmental Affairs, the Committee on the Judiciary, the Select Committee on Intelligence, and the Committee on Foreign Relations of the Senate.
removed
Appropriate Federal banking agencies— The term “appropriate Federal banking agencies” has the meaning given the term in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813).
removed
Bank Secrecy Act— The term “Bank Secrecy Act” means—
removed
section 21 of the Federal Deposit Insurance Act;
removed
chapter 2 of title I of Public Law 91–508; and
removed
subchapter II of chapter 53 of title 31, United States Code.
removed
Digital currency— The term “digital currency”—
removed
means a digital representation of value that—
removed
is used as a medium of exchange, unit of account, or store of value; and
removed
is not established legal tender, whether or not denominated in established legal tender; and
removed
does not include—
removed
a transaction in which a merchant grants, as part of an affinity or rewards program, value that cannot be taken from or exchanged with the merchant for legal tender, bank credit, or digital currency; or
removed
a digital representation of value issued by or on behalf of a publisher and used solely within an online game, game platform, or family of games sold by the same publisher or offered on the same game platform.
removed
Federal functional regulator— The term “Federal functional regulator” has the meaning given that term in section 509 of the Gramm-Leach-Bliley Act (15 U.S.C. 6809).
removed
Foreign terrorist organization— The term “foreign terrorist organization” means an organization that is designated as a foreign terrorist organization under section 219 of the Immigration and Nationality Act (8 U.S.C. 1189).
removed
Terrorist— The term “terrorist” includes a person carrying out domestic terrorism or international terrorism (as such terms are defined, respectively, under section 2331 of title 18, United States Code).
Sec. 8 Definitions
addedadded For purposes of this Act:
added
Appropriate congressional committees— The term “appropriate congressional committees” means—
added
the Committee on Financial Services, the Committee on the Judiciary, the Permanent Select Committee on Intelligence, and the Committee on Foreign Affairs of the House of Representatives; and
added
the Committee on Banking, Housing, and Urban Affairs, the Committee on Homeland Security and Governmental Affairs, the Committee on the Judiciary, the Select Committee on Intelligence, and the Committee on Foreign Relations of the Senate.
added
Appropriate Federal banking agencies— The term “appropriate Federal banking agencies” has the meaning given the term in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813).
added
Bank Secrecy Act— The term “Bank Secrecy Act” means—
added
section 21 of the Federal Deposit Insurance Act;
added
chapter 2 of title I of Public Law 91–508; and
added
subchapter II of chapter 53 of title 31, United States Code.
added
Digital currency— The term “digital currency”—
added
means a digital representation of value that—
added
is used as a medium of exchange, unit of account, or store of value; and
added
is not established legal tender, whether or not denominated in established legal tender; and
added
does not include—
added
a transaction in which a merchant grants, as part of an affinity or rewards program, value that cannot be taken from or exchanged with the merchant for legal tender, bank credit, or digital currency; or
added
a digital representation of value issued by or on behalf of a publisher and used solely within an online game, game platform, or family of games sold by the same publisher or offered on the same game platform.
added
Federal functional regulator— The term “Federal functional regulator” has the meaning given that term in section 509 of the Gramm-Leach-Bliley Act (15 U.S.C. 6809).
added
Foreign terrorist organization— The term “foreign terrorist organization” means an organization that is designated as a foreign terrorist organization under section 219 of the Immigration and Nationality Act (8 U.S.C. 1189).
added
Terrorist— The term “terrorist” includes a person carrying out domestic terrorism or international terrorism (as such terms are defined, respectively, under section 2331 of title 18, United States Code).