Fair Debt Collection Improvement Act

H.R. 5034 · 116th Congress · Nov 12, 2019 · Lineage

A BILL

To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.

Section 1 Short title

This Act may be cited as the “Fair Debt Collection Improvement Act”.

Sec. 2 Prohibition on collecting time-barred debt

(a)

In general— The Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.) is amended by inserting after section 811 the following:

“811A. Prohibition on collecting time-barred debt

“A debt collector may not collect, or attempt to collect, any debt of a consumer with respect to which the statute of limitations has expired.”

(b)

Clerical amendment— The table of contents for the Fair Debt Collection Practices Act is amended by inserting after the item relating to section 811 the following:

Lineage

Nov 12, 2019viewing Introduced in House Mr. Cohen (for himself, Ms. Ocasio-Cortez, Ms. Bonamici, Mrs. Watson Coleman, Ms. Wild, Ms. Schakowsky, Mr. Danny K. Davis of Illinois, and Ms. Norton) introduced the following bill; which was referred to the Committee on Financial Services

Fair Debt Collection Improvement Act

Section 1 Short title

Sec. 2 Prohibition on collecting time-barred debt

Cite this provision

Incoming references