VA Overpayment Accountability Act
AN ACT
To amend title 38, United States Code, to improve the due process accorded veterans with respect to recovery of overpayments made by the Department and other amounts owed by veterans to the United States, to improve the processing of veterans benefits by the Department of Veterans Affairs, and for other purposes.
Sec. 2 Repair of credit
“5320. Correction of erroneous information submitted to consumer reporting agencies
“(a) Correcting errors by the Department—In any case in which the Secretary finds that the Department has submitted erroneous information to a consumer reporting agency about the indebtedness of any person who has been determined by the Secretary to be indebted to the United States by virtue of the participation of that person in a benefits program administered by the Secretary, the Secretary shall—
“(1) instruct the consumer reporting agency to remove such erroneous information from the consumer report of such person or take such other action as may be required to ensure that such erroneous information is not included in the report of such person; and
“(2) transmit to the consumer reporting agency such information as the consumer reporting agency may require to take such appropriate actions.
“(b) Correcting errors by debt collectors—In any case in which the Secretary finds that a debt collector acting on behalf of the Department has submitted erroneous information to a consumer reporting agency about the indebtedness of any person who has been determined by the Secretary to be indebted to the United States by virtue of the participation of that person in a benefits program administered by the Secretary, the Secretary shall instruct the debt collector to request the consumer reporting agency remove such erroneous information from the consumer report of such person or take such other action as may be required to ensure such erroneous information is not included in the report of such person.
“(c) Notice—Not later than 60 days after the date on which the Secretary issues an instruction under subsection (a)(1) or (b) with respect to a person, the Secretary shall notify the person that the Secretary issued such instruction.
“(d) Definitions—In this section:
“(1) The terms consumer report and consumer reporting agency have the meanings given such terms in section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a).
“(2) The term debt collector has the meaning given such term in section 803 of the Fair Debt Collection Practices Act (15 U.S.C. 1692a).”