H.R. 4328 — what changed
Protecting Innocent Consumers Affected by a Shutdown Act
From Introduced in House to Reported in House. 1 section amended between Introduced in House and Reported in House.
Sec. 5 Database and self-certification for employees affected by a shutdown
“630. Database and self-certification for employees affected by a shutdown
“(a) Database
“(1) In general—With respect to each shutdown, the consumer reporting agencies described in section 603(p) shall jointly establish a database that includes employees affected by the shutdown as reported pursuant to paragraph (2).
“(2) Contents of database
“(A) Furloughed employees and contractors—Each authority of the executive, legislative, or judicial branch of the Federal Government or District of Columbia shall provide to the consumer reporting agencies described in section 603(p) a list identifying—
“(i) employees of such authority that are furloughed, excepted from furlough, or not receiving pay because of a shutdown; and
“(ii) to the extent practicable, employees of contractors of such authority.
“(B) Self-certified consumers—A consumer that self-certifies as an employee affected by a shutdown pursuant to subsection (b) shall be included in the database, unless the Bureau determines such consumer is not an employee affected by a shutdown.
“(3) Access to database—The consumer reporting agencies described in section 603(p) shall make the database established under this subsection available to the Bureau, other consumer reporting agencies, furnishers of information to consumer reporting agencies, and users of consumer reports. A consumer reporting agency described in section 603(x) shall periodically access the database to confirm the accuracy of information such an agency has that identifies a consumer as an employee affected by a shutdown.
changed
“(b) Self-Certification Self-certification process—A consumer shall be deemed to be an employee affected by a shutdown if such consumer self-certifies through—
“(1) the website established under subsection (c); or
“(2) a toll-free telephone number established by a consumer reporting agency.
“(c) Website—The consumer reporting agencies described in section 603(p) shall jointly establish a website for a consumer to self-certify as an employee affected by a shutdown. Such website may not include any advertisement or other solicitation.”