Preserving Freedom and Choice in Health Care Act
A BILL
To preserve freedom and choice in health care.
Sec. 2 Repealing the individual mandate
Sec. 3 Repealing the employer mandate
Sec. 4 Modifications to premium assistance credit
“(F) Special rule for individuals enrolled through a Federal Exchange—In the case of any applicable taxpayer who is not eligible for the credit allowed under subsection (a) (determined without regard to this subparagraph) solely as a result of a determination by the Supreme Court of the United States in the case of King v. Burwell (2015), paragraph (2)(A) shall be applied to months beginning before September 2017, by substituting “enrolled in through an Exchange established under the Patient Protection and Affordable Care Act” for “enrolled in through an Exchange established by the State under 1311 of the Patient Protection and Affordable Care Act”.”
“(4) Limitation for individuals not previously enrolled—The premium assistance credit amount shall be zero with respect to any qualified health plan unless such plan covers an individual described in paragraph (2)(A) who was enrolled in a qualified health plan through an Exchange established under the Patient Protection and Affordable Care Act before the date of the enactment of this paragraph.”
Sec. 5 Freedom to maintain existing coverage
“1251. Freedom to maintain existing coverage
“(a) No changes to existing coverage
“(1) In general—Nothing in this Act (or an amendment made by this Act) shall be construed to require that an individual terminate coverage under a group health plan or health insurance coverage in which such individual was enrolled during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2017.
“(2) Continuation of coverage—With respect to a group health plan or health insurance coverage in which an individual was enrolled during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2017, this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply to such plan or coverage, regardless of whether the individual renews such coverage.
“(b) Allowance for family members To join current coverage—With respect to a group health plan or health insurance coverage in which an individual was enrolled during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2017, and which is renewed, family members of such individual shall be permitted to enroll in such plan or coverage if such enrollment is permitted under the terms of the plan in effect as of such date of enrollment.
“(c) Allowance for new employees To join current plan—A group health plan that provides coverage during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2017, may provide for the enrolling of new employees (and their families) in such plan, and this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply with respect to such plan and such new employees (and their families).
“(d) Effect on collective bargaining agreements—In the case of health insurance coverage maintained pursuant to one or more collective bargaining agreements between employee representatives and one or more employers that was ratified before December 31, 2017, the provisions of this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply until the date on which the last of the collective bargaining agreements relating to the coverage terminates. Any coverage amendment made pursuant to a collective bargaining agreement relating to the coverage which amends the coverage solely to conform to any requirement added by this subtitle or subtitle A (or amendments) shall not be treated as a termination of such collective bargaining agreement.
“(e) Definition—In this title, the term grandfathered health plan means any group health plan or health insurance coverage to which this section applies.”
Sec. 6 Essential health benefits
“(a) Essential health benefits package—In this title, the term essential health benefits package means, with respect to any health plan, coverage that provide for benefits and cost sharing as required in the States in which such plan is offered.
“(b) Essential health benefits—Essential health benefits shall be defined to include those required by the State in which a health plan is offered.”