(a)
In general— The Federal Emergency Management Agency may not take any actions to recoup covered assistance from a recipient of such assistance if—
(1)
the—
(A)
application of the recipient with respect to such assistance was made in good faith and provided accurate information; and
(B)
receipt of such assistance could reasonably have been expected by the recipient; or
(2)
the receipt of such assistance occurred on a date that is more than 3 years before the date on which the Federal Emergency Management Agency first provides to the recipient written notification of an intent to recoup.
(b)
Disclosure of fault— In carrying out a recoupment of covered assistance that is not prohibited under subsection (a), the Federal Emergency Management Agency shall provide to the relevant recipient documentation that demonstrates the manner in which the recipient does not satisfy subsection (a)(1).
(c)
Covered assistance defined— In this section, the term covered assistance means assistance provided—
(1)
under section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (
42 U.S.C. 5174); and
(2)
in relation to a major disaster declared by the President under section 401 of such Act (
42 U.S.C. 5170) on or after January 1, 2012.