Section 1 Short title
This Act may be cited as the “Care for All Act of 2015”.
Care for All Act of 2015
A BILL
To amend the Patient Protection and Affordable Care Act to permit insurers to offer catastrophic coverage plans to anyone, and for other purposes.
Sec. 2 Permitting insurers to offer catastrophic coverage plans to anyone
In general— Section 1302(e) of the Patient Protection and Affordable Care Act (42 U.S.C. 18022(e)) is amended to read as follows:
“(e) Catastrophic plan—A health plan not providing a bronze, silver, gold, or platinum level of coverage shall be treated as meeting the requirements of subsection (d) with respect to any plan year if the plan provides—
“(1) except as provided in paragraph (2), the essential health benefits determined under subsection (b), except that the plan provides no benefits for any plan year until the individual has incurred cost-sharing expenses in an amount equal to the annual limitation in effect under subsection (c)(1) for the plan year (except as provided for in section 2713); and
“(2) coverage for at least three primary care visits.”
Conforming amendment— Section 1312(d)(3)(C) of the Patient Protection and Affordable Care Act (42 U.S.C. 18032(d)(3)(C)) is amended by striking “, except that” and all that follows through “section 1302(e)”.
Effective date— The amendments made by this section shall apply to coverage issued on or after the date of the enactment of this Act.