Section 1 Short title
This Act may be cited as the “Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013”.
Dodd-Frank Wall Street Reform and Consumer Protection Technical Corrections Act of 2013
A BILL
To make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Sec. 2 Table of contents; Definitional corrections
Table of contents— The table of contents for the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111–203; 124 Stat. 1376) is amended by striking the items relating to section 407 through 416 and inserting the following:
Definitions— Section 2 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5301) is amended—
in paragraph (1)—
by striking “section 3” and inserting “section 3(w)”; and
by striking “(12 U.S.C. 1813)” and inserting “(12 U.S.C. 1813(w))”;
in paragraph (6), by striking “1 et seq.” and inserting “1a”; and
in paragraph (18)(A)—
by striking ““bank holding company”,”; and
by inserting ““includes”,” before ““including”,”.
Sec. 3 Antitrust savings clause corrections
Section 6 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5303) is amended, in the second sentence—
by inserting “(15 U.S.C. 12(a))” after “Clayton Act”; and
by striking “Act, to” and inserting “Act (15 U.S.C. 45) to”.
Sec. 4 Title I corrections
Title I of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5311 et seq.) is amended—
in section 102(a)(6) (12 U.S.C. 5311(a)(6)), by inserting “(12 U.S.C. 1843(k))” after “of 1956” each place that term appears;
in section 111 (12 U.S.C. 5321)—
in subsection (b)—
in paragraph (1)(G), by striking “Chairperson” and inserting “Chairman”; and
in paragraph (2)(E), by striking “such” and inserting “the”; and
in subsection (c)(3), by striking “that agency or department head” and inserting “the head of that member agency or department”;
in section 112 (12 U.S.C. 5322)—
in subsection (a)(2)—
in subparagraph (D)—
by striking “to monitor” and inserting “monitor”; and
by striking “to advise” and inserting “advise”;
in subparagraph (J)—
by striking “that term is” and inserting “those terms are”; and
by striking “and settlement” and inserting “or settlement”; and
in subparagraph (L), by striking “may”; and
in subsection (d)(5)—
in subparagraph (B), by striking “subsection and” and inserting “subtitle or”; and
in subparagraph (C), by striking “subsection and” and inserting “subtitle or”;
in section 154(c) (12 U.S.C. 5344(c))—
by striking “Center.—” and all that follows through “The Research” and inserting “Center.—The Research”; and
by redesignating subparagraphs (A) through (H) as paragraphs (1) through (8), respectively, and moving the margins 2 ems to the left;
in section 155(a)(2) (12 U.S.C. 5345(a)(2)), by striking “(c),” and inserting “(c)”;
in section 164 (12 U.S.C. 5364), by striking “Institutions” and inserting “Institution”;
in section 167(b)(1)(B)(ii) (12 U.S.C. 5367(b)(1)(B)(ii)), by striking “to ensure” and inserting “ensure”; and
in section 171(b)(4)(D) (12 U.S.C. 5371(b)(4)(D)), by adding a period at the end.
Sec. 5 Title II corrections
Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5381 et seq.) is amended—
in section 210 (12 U.S.C. 5390)—
in subsection (a)—
in paragraph (1)(D), by striking “wind-up” and inserting “wind up”; and
in paragraph (5)(C), by striking “receiver seeking” and inserting “receiver) seeking”;
in subsection (b)(1)—
in subparagraph (C), by striking “to the extent of” and all that follows through “for each individual” and inserting “to the extent of $11,725 for each individual”; and
in subparagraph (D), by striking “multiplied by” and all that follows through “(as indexed” and inserting “multiplied by $11,725 (as indexed”;
in subsection (m)(1)(B), by inserting “of” before “the Bankruptcy Code”; and
in subsection (o)(1)(D)(i)(I), by striking “and (h)(5)(E)” and inserting “or (h)(5)(E)”;
in section 211(d)(1)(C) (12 U.S.C. 5391(d)(1)(C)), by striking “orderly liquidation plan under section 210(n)(14)” and inserting “an orderly liquidation plan under section 210(n)(9)”; and
in section 215(a)(5) (124 Stat. 1518), by striking “amd” and inserting “and”.
Sec. 6 Title III corrections
In general— Title III of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5401 et seq.) is amended—
in section 327(b)(5) (12 U.S.C. 5437(b)(5)), by striking “in” and inserting “into”;
in section 333(b)(2) (124 Stat. 1539), by inserting “the second place that term appears” before “and inserting”; and
in section 369(5) (124 Stat. 1559)—
in subparagraph (D)(i)—
in subclause (III), by redesignating items (aa), (bb), and (cc) as subitems (AA), (BB), and (CC), respectively, and adjusting the margins accordingly;
in subclause (IV), redesignating items (aa) and (bb) as subitems (AA) and (BB), respectively, and adjusting the margins accordingly;
in subclause (V), by redesignating items (aa), (bb), and (cc) as subitems (AA), (BB), and (CC), respectively, and adjusting the margins accordingly; and
by redesignating subclauses (III), (IV), and (V) as items (bb), (cc), and (dd), respectively, and adjusting the margins accordingly;
in subparagraph (F)—
in clause (ii), by adding “and” at the end;
in clause (iii), by striking “; and” and inserting a period; and
by striking clause (iv); and
in subparagraph (G)(i), by inserting “each place such term appears” before “and inserting”.
Effective dates—
Section 333— The amendment made by subsection (a)(2) of this section shall take effect as though enacted as part of subtitle C of title III of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1538).
Section 369— The amendments made by subsection (a)(3) of this section shall take effect as though enacted as part of subtitle E of title III of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1546).
Sec. 7 Title IV correction
Section 414 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1578) is amended in the section heading by striking “Commodities” and inserting “Commodity”.
Sec. 8 Title VI corrections
In general— Title VI of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1596) is amended—
in section 610 (124 Stat. 1611)—
by striking subsection (b); and
by redesignating subsection (c) as subsection (b); and
in section 618(a) (12 U.S.C. 1850a(a))—
in paragraph (4)(B)(i), by inserting “of Governors” after “Board”; and
in paragraph (6), by inserting “(12 U.S.C. 1841)” after “Act of 1956”.
Effective date— The amendments made by subsection (a)(1) of this section shall take effect as though enacted as part of section 610 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1611).
Sec. 9 Title VII corrections
In general— Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (15 U.S.C. 8301 et seq.) is amended—
in section 719(c)(1)(B) (15 U.S.C. 8307(c)(1)(B)), by adding a period at the end;
in section 723(a)(1)(B) (124 Stat. 1675), by inserting “, as added by section 107 of the Commodity Futures Modernization Act of 2000 (Appendix E of Public Law 106–554; 114 Stat. 2763A–382),” after “subsection (i)”;
in section 734(b)(1) (124 Stat. 1718), by striking “is amended” and all that follows through “(B) in” and inserting “is amended in”;
in section 741(b)(10) (124 Stat. 1732), by striking “1a(19)(A)(iv)(II)” each place it appears and inserting “1a(18)(A)(iv)(II)”; and
in section 749 (124 Stat. 1746)—
in subsection (a)(2), by striking “adding at the end” and inserting “inserting after subsection (f)”; and
in subsection (h)(1)(B), by inserting “the second place that term appears” before the semicolon.
Effective date— The amendments made by paragraphs (3), (4), and (5) of subsection (a) of this section shall take effect as though enacted as part of part II of subtitle A of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1658).
Sec. 10 Title VIII corrections
Title VIII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5461 et seq.) is amended—
in section 805(a)(2)(E) (12 U.S.C. 5464(a)(2)(E)), by striking the quotation marks at the end;
in section 806 (12 U.S.C. 5465)—
in subsection (b), in the first sentence, by striking “(2)) after” and inserting “(2))) after”; and
in subsection (e)(1)(A)—
by striking “advance notice” and inserting “advance”; and
by striking “each Supervisory Agency” and inserting “its Supervisory Agency”;
in section 807 (12 U.S.C. 5466)—
in subsection (d)(1), by adding a period at the end; and
in subsection (f)(2), by inserting a comma after “under” the second place that term appears;
in section 808(b) (12 U.S.C. 5467(b)), by inserting a comma after “under” the third place that term appears; and
in section 813 (12 U.S.C. 5472), in the matter preceding paragraph (1), by inserting “that includes” after “Representatives”.
Sec. 11 Title IX corrections
Title IX of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1822) is amended—
in section 929Z(a) (124 Stat. 1871)—
in paragraph (2), by striking “courts interpretation” and inserting “court interpretations”; and
in paragraph (3), by striking “Act of 1995” and inserting “Reform Act of 1995 (Public Law 104–67; 109 Stat. 737)”;
in section 939(h)(1) (124 Stat. 1887)—
in the matter preceding subparagraph (A), by inserting “The” before “Commission”; and
by striking “feasability” and inserting “feasibility”; and
in section 953 (124 Stat. 1903), by adding at the end the following:
“(c) Exemption—The Commission may, by rule or order, exempt an issuer or class of issuers from the requirements under section 14(i) of the Securities Exchange Act of 1934 (as amended by subsection (a) of this section) or subsection (b) of this section. In determining whether to make an exemption under this subsection, the Commission shall take into account, among other considerations, whether the requirements under subsections (a) and (b) disproportionately burden small issuers.”
Sec. 12 Title X corrections
In general— Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5481 et seq.) is amended—
in section 1002(12)(G) (12 U.S.C. 5481(12)(G)), by striking “Home Owners” and inserting “Homeowners”;
in section 1013(a)(1)(C) (12 U.S.C. 5493(a)(1)(C)), by striking “section 11(1)” and inserting “subsection (l) of section 11”;
in section 1017(a)(5) (12 U.S.C. 5497(a)(5))—
in subparagraph (A), in the last sentence by striking “716(c) of title 31, United States Code” and inserting “716 of title 31, United States Code”; and
in subparagraph (C), by striking “section 3709 of the Revised Statutes of the United States (41 U.S.C. 5)” and inserting “section 6101 of title 41, United States Code”;
in section 1022(c)(9)(B) (12 U.S.C. 5512(c)(9)(B)), by striking “1978,” and inserting “1978”;
in section 1025 (12 U.S.C. 5515)—
in subsection (b)(1), by inserting “covered” before “persons” each place that term appears;
in subsection (d), by striking “12 U.S.C. 1867(c)” and inserting “(12 U.S.C. 1867(c))”; and
in subsection (e)(4)(F), by striking “212 of the Federal Credit Union Act (112 U.S.C. 1790a)” and inserting “216 of the Federal Credit Union Act (12 U.S.C. 1790d)”;
in section 1027(d)(1)(B) (12 U.S.C. 5517(d)(1)(B)), by inserting a comma after “(A)”;
in section 1029(d) (12 U.S.C. 5519(d)), by striking the period after “Commission Act”;
in section 1061 (12 U.S.C. 5581)—
in subsection (b)(7)—
by striking “Secretary of the Department of Housing and Urban Development” each place that term appears and inserting “Department of Housing and Urban Development”; and
in subparagraph (A), by striking “(12 U.S.C. 5102 et seq.)” and inserting “(12 U.S.C. 5101 et seq.)”; and
in subsection (c)(2)(A), by striking “procedures in” and inserting “procedures”;
in section 1063 (12 U.S.C. 5583)—
in subsection (f)(1)(B), by striking “that”; and
in subsection (g)(1)(A)—
by striking “(12 U.S.C. 5102 et seq.)” and inserting “(12 U.S.C. 5101 et seq.)”; and
by striking “seq)” and inserting “seq.)”;
in section 1064(i)(1)(A)(iii) (12 U.S.C. 5584(i)(1)(A)(iii)), by inserting a period before “If an”;
in section 1073(c)(2) (12 U.S.C. 5601(c)(2))—
in the paragraph heading, by inserting “and education” after “financial literacy”; and
by striking “its duties” and inserting “their duties”;
in section 1076(b)(1) (12 U.S.C. 5602(b)(1)), by inserting before the period at the end the following: “, the Bureau may, after notice and opportunity for comment, prescribe regulations”;
in section 1077(b)(4)(F) (124 Stat. 2076), by striking “associates” and inserting “associate’s”;
in section 1084(1) (124 Stat. 2081)—
by inserting “paragraph (3) of section 903 (15 U.S.C. 1693a),” before “subsections (a) and (e) of section 904”;
by striking “and in 918” and inserting “, section 916(d) (15 U.S.C. 1693m(d)), section 918”; and
by inserting a comma after “2009)”;
by striking section 1087 (124 Stat. 2086);
in section 1089 (124 Stat. 2092)—
in paragraph (3)—
in subparagraph (A), by striking “and” at the end; and
in subparagraph (B)(vi), by striking the period at the end and inserting “; and”; and
by redesignating paragraph (4) as subparagraph (C) and adjusting the margins accordingly; and
in section 1098(6) (124 Stat. 2104), by inserting “the first place that term appears” before “and”.
Effective date— The amendments made by paragraphs (14), (15), (16), and (17) of subsection (a) of this section shall take effect as though enacted as part of subtitle H of title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2080).
Sec. 13 Title XI correction
Title XI of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2113) is amended, in section 1105(d)(1) (12 U.S.C. 5612(d)(1)), by striking “authority.—” and all that follows through “by the President” and inserting “authority.—A request by the President”.
Sec. 14 Title XII correction
Title XII of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2129) is amended, in section 1208(b) (12 U.S.C. 5626(b)), by inserting “, as defined in section 103(10) of the Riegle Community Development and Regulatory Improvement Act of 1994 (12 U.S.C. 4702(10)),” after “Fund”.
Sec. 15 Title XIV correction
Title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2136) is amended, in section 1451(c) (12 U.S.C. 1701x–1(c)), by striking “pursuant”.
Sec. 16 Conforming corrections to other statutes
Alternative mortgage transaction parity act of 1982— The Alternative Mortgage Transaction Parity Act of 1982 (12 U.S.C. 3801 et seq.) is amended—
in section 802(a)(3) (12 U.S.C. 3801(a)(3)), by striking “the Director of the Office of Thrift Supervision” and inserting “the Bureau of Consumer Financial Protection”; and
in section 804(d)(1) (12 U.S.C. 3803(d)(1))—
by striking “identified” and inserting “issued”; and
by striking the comma after “Administration”.
Bank Holding Company Acts—
Bank Holding Company Act Amendments of 1970— Section 106(b)(1) of the Bank Holding Company Act Amendments of 1970 (12 U.S.C. 1972(1)) is amended, in the undesignated matter at the end—
by inserting “Office of the” before “Comptroller of the”; and
by striking “Federal Deposit Insurance Company” and inserting “Federal Deposit Insurance Corporation”.
Bank Holding Company Act of 1956— Section 13 of the Bank Holding Company Act of 1956 (12 U.S.C. 1851) is amended—
in subsection (d)(1)(E), by striking “102 of the Small Business Investment Act of 1958 (15 U.S.C. 662)” and inserting “103(3) of the Small Business Investment Act of 1958 (15 U.S.C. 662(3))”;
in subsection (f)(3)(A)(ii), by striking “(d)(1)(g)(v)” and inserting “(d)(1)(G)(v)”; and
in subsection (h)(1), by striking “section 8 of the International Banking Act of 1978” and inserting “section 8(a) of the International Banking Act of 1978 (12 U.S.C. 3106(a))”.
Balanced Budget and Emergency Deficit Control Act— Section 255(g)(1)(A) of the Balanced Budget and Emergency Deficit Control Act of 1985 (2 U.S.C. 905(g)(1)(A)) is amended by striking “Office of Thrift Supervision (20–4108–0–3–373).”.
Bretton Woods Agreements Act— Section 68(a)(1) of the Bretton Woods Agreements Act (22 U.S.C. 286tt(a)(1)) is amended by striking “Fund ,” and inserting “Fund,”.
CAN–SPAM Act of 2003— Section 7(b)(1)(D) of the CAN–SPAM Act of 2003 (15 U.S.C. 7706(b)(1)(D)) is amended by striking “Director of the Office of Thrift Supervision” and inserting “Comptroller of the Currency or the Board of Directors of the Federal Deposit Insurance Corporation, as applicable”.
Children's Online Privacy Protection Act of 1998— Section 1306(b)(2) of the Children's Online Privacy Protection Act of 1998 (15 U.S.C. 6505(b)(2)) is amended by striking “Director of the Office of Thrift Supervision” and inserting “Comptroller of the Currency and the Board of Directors of the Federal Deposit Insurance Corporation, as applicable”.
in section 1a (7 U.S.C. 1a)—
in paragraph (12)(A)(i)(II), by adding a semicolon at the end;
in paragraph (39)(A)(iv), by striking “225” and inserting “25”; and
in paragraph (47)(B)(viii)(II), by striking “(15 U.S.C. 77b(a)(11))” and inserting “(15 U.S.C. 77b(a)(11)))”;
in section 2 (7 U.S.C. 2)—
in subsection (c)(2)(D)(ii)(I), by striking “subparagraphs” and inserting “subparagraph”; and
in subsection (h)—
in paragraph (5)(A)—
by striking “Swaps” and inserting “Each swap”; and
by striking “no later than 180 days after the effective date of this subsection.” and inserting
“(i) 30 days after the issuance of the interim final rule; or
“(ii) such other date as the Commission determines appropriate.”
in paragraph (7)—
in subparagraph (C)(i)(VII), by inserting “or a governmental plan” after “employee benefit plan”; and
in subparagraph (D)(ii)(V), by striking “of that Act” and inserting “of that section”; and
in paragraph (8)(A)(ii), by inserting “section” before “5h or”;
in section 4 (7 U.S.C. 6)—
in subsection (b)(1)(A), by striking “commission” each place that term appears and inserting “Commission”; and
in subsection (c)(1)—
in subparagraph (A)—
by inserting “the Commission shall not grant exemptions,” after “grant exemptions,”; and
in clause (i)—
in subclause (I)—
by striking “5(g), 5(h),”; and
by striking “8e,”; and
in subclause (II), by striking “206(e)” and inserting “206”; and
in subparagraph (B), by striking “(D))” and inserting “(D)”;
in section 4d(f)(2)(A) (7 U.S.C. 6d(f)(2)(A)), by striking “though” and inserting “through”;
in section 4s (7 U.S.C. 6s)—
in subsection (e)(3)—
in subparagraph (B)(i)(II), by striking “(11))” and inserting “(11)))”; and
in subparagraph (D)(ii), in the matter preceding subclause (I), by striking “non cash collateral” and inserting “noncash collateral”;
in subsection (f)(1)(B)(i), by striking “Commission” and inserting “prudential regulator”;
in subsection (h)—
in paragraph (2)(B), by inserting “a” before “swap with”; and
in paragraph (5)(A)—
in clause (i)—
by striking “section 1a(18)” and inserting “section 1a(18)(A)”; and
in subclause (VII), by striking “act of” and inserting “Act of”; and
in clause (ii), by inserting “in connection with the transaction” after “acting”; and
in subsection (k)(3)(A)(ii), by striking “the code” and inserting “any code”;
in section 5(d)(19)(A) (7 U.S.C. 7(d)(19)(A)), by striking “taking” and inserting “take”;
in section 5b (7 U.S.C. 7a–1), by redesignating subsection (k) as subsection (j);
in section 5c(c) (7 U.S.C. 7a–2(c))—
in paragraph (4)(B), by striking “1a(10)” and inserting “1a(9)”; and
in paragraph (5)—
in subparagraph (A), by striking “this subtitle” and inserting “this Act”; and
in subparagraph (C)(i), by striking “1a(2)(i)” and inserting “1a(9)”;
in section 5h (7 U.S.C. 7b–3)—
in subsection (a)(1) , by striking “a facility” and inserting “a swap execution facility”; and
in subsection (f)(11)(A), by striking “taking” and inserting “take”;
in section 22(a)(1)(C)(ii) (7 U.S.C. 25(a)(1)(C)(ii)), by striking “or” at the end; and
in section 23 (7 U.S.C. 26)—
in subsection (c)—
in paragraph (1)(B)(III), by striking “the Act” both places it appears and inserting “this Act”; and
in paragraph (2)(A)(i), by striking “a appropriate” and inserting “an appropriate”; and
in subsection (f)(3), by striking “7064” and inserting “706”.
Community Reinvestment Act of 1977— The Community Reinvestment Act of 1977 (12 U.S.C. 2901 et seq.) is amended—
in section 803(1)(C) (12 U.S.C. 2902(1)(C)), by striking the period at the end and inserting a semicolon; and
in section 806 (12 U.S.C. 2905), by striking “companies,,” and inserting “companies,”.
Credit Repair Organizations Act— Section 403(4) of the Credit Repair Organizations Act (15 U.S.C. 1679a(4)) is amended by striking “103(e)” and inserting “103(f)”.
Depository Institution Management Interlocks Act— Section 205(9) of the Depository Institution Management Interlocks Act (12 U.S.C. 3204(9)) is amended by striking “Director of the Office of Thrift Supervision” and inserting “appropriate Federal banking agency”.
Economic Growth and Regulatory Paperwork Reduction Act of 1996— Section 2227(a)(1) of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (12 U.S.C. 252(a)(1)) is amended by striking “the Director of the Office of Thrift Supervision,”.
in section 903 (15 U.S.C. 1693a)—
in paragraph (2), by striking “103(i)” and inserting “103(j)”; and
by redesignating the first paragraph designated as paragraph (4) (defining the term Board), as paragraph (3);
in section 904(a) (15 U.S.C. 1693b(a))—
by redesignating the second paragraph designated as paragraph (1) (relating to consultation with other agencies), the second paragraph designated as paragraph (2) (relating to the preparation of an analysis of economic impact), paragraph (3), and paragraph (4), as subparagraphs (A), (B), (C), and (D), respectively, and adjusting the margins accordingly; and
by striking “In prescribing such regulations, the Board shall:” and inserting the following:
“(3) Regulations—In prescribing regulations under this subsection, the Bureau and the Board shall—”
in section 909(c) (15 U.S.C. 1693g(c)), by striking “103(e)” and inserting “103(f)”;
in section 918(a)(4) (15 U.S.C. 1693o(a)(4), by striking “Act and” and inserting “Act; and”; and
in section 920(a)(4)(C) (15 U.S.C. 1693o–2(a)(4)(C)), by striking “the Director of the Office of Thrift Supervision,”.
Emergency Economic Stabilization Act of 2008— Section 101(b) of the Emergency Economic Stabilization Act of 2008 (12 U.S.C. 5211(b)) is amended by striking “the Director of the Office of Thrift Supervision,”.
in section 703 (15 U.S.C. 1691b)—
in each of subsections (c) and (d), by striking “paragraph” each place that term appears and inserting “subsection”; and
in subsection (g), by adding a period at the end;
in section 704 (15 U.S.C. 1691c)—
in subsection (a), by striking “Consumer Protection Financial Protection Act of 2010 with” and inserting “Consumer Financial Protection Act of 2010, compliance with”; and
in subsection (c), in the second sentence, by striking “subchapter” and inserting “title”;
in section 704B(e)(3) (15 U.S.C. 1691c–2(e)(3)), by striking “(1)(E)” and inserting “(2)(E)”; and
in section 706(k) (15 U.S.C. 1691e(k)), by striking “, (2), or (3)” and inserting “or (2)”.
Expedited funds availability act— The Expedited Funds Availability Act (12 U.S.C. 4001 et seq.) is amended—
in section 605(f)(2)(A) (12 U.S.C. 4004(f)(2)(A)), by striking “,,” and inserting a semicolon; and
in section 610(a)(2) (12 U.S.C. 4009(a)(2)), by striking “Director of the Office of Thrift Supervision” and inserting “Comptroller of the Currency and the Board of Directors of the Federal Deposit Insurance Corporation, as appropriate,”.
in section 603 (15 U.S.C. 1681a)—
in subsection (d)(2)(D), by striking “(x)” and inserting “(y)”;
in subsection (q)(5), by striking “103(i)” and inserting “103(j)”; and
in subsection (v), by striking “Bureau” and inserting “Federal Trade Commission”;
in section 604 (15 U.S.C. 1681b)—
in subsection (b)(2)(B)(i), by striking “section 615(a)(3)” and inserting “section 615(a)(4)”; and
in subsection (g)(5), by striking “paragraph (2).—” and all that follows through “The Bureau” and inserting “paragraph (2).—The Bureau”;
in section 605(h)(2)(A) (15 U.S.C. 1681c(h)(2)(A))—
by striking “shall,,” and inserting “shall,”; and
by striking “Commission,,” and inserting “Commission,”;
in section 605A(h)(1)(A) (15 U.S.C. 1681c–1(h)(1)(A)), by striking “103(i)” and inserting “103(j)”;
in section 609 (15 U.S.C. 1681g)—
in subsection (c)(1)—
in the paragraph heading, by striking “commission” and inserting “bureau”; and
in subparagraph (B)(vi), by striking “603(w)” and inserting “603(x)”; and
by striking “The Commission” each place that term appears and inserting “The Bureau”;
in section 611 (15 U.S.C. 1681i), by striking “The Commission” each place that term appears and inserting “The Bureau”;
in section 612 (15 U.S.C. 1681j)—
in subsection (a)(1), by striking “(w)” and inserting “(x)”; and
by striking “The Commission” each place that term appears and inserting “The Bureau”; and
in section 621 (15 U.S.C. 1681s)—
in subsection (a)(1), in the first sentence, by striking “, subsection (b)”;
in subsection (e)(2), by inserting a period after “provisions of this title”; and
in subsection (f)(2), by striking “The Commission” and inserting “The Bureau”.
Federal Credit Union Act— Section 206(g)(7)(D)(iv) of the Federal Credit Union Act (12 U.S.C. 1786(g)(7)(D)(iv)) is amended by striking the semicolon at the end and inserting a period.
Federal Deposit Insurance Act— The Federal Deposit Insurance Act (12 U.S.C. 1811 et seq.) is amended—
in section 3(q)(2)(C) (12 U.S.C. 1813(q)(2)(C)), by adding “and” at the end;
in section 7 (12 U.S.C. 1817)—
in subsection (b)(2)—
in subparagraph (A), by striking “(D)” and inserting “(C)”; and
by redesignating subparagraphs (D) and (E) as subparagraphs (C) and (D), respectively; and
in subsection (e)(2)(C), by adding a period at the end;
in section 8 (12 U.S.C. 1818)—
in subsection (b)(3), by striking “Act))” and inserting “Act)”; and
in subsection (t)—
in paragraph (2)—
in subparagraph (C), by striking “depositors or” and inserting “depositors; or”; and
in subparagraph (D), by striking the semicolon at the end and inserting a period; and
by redesignating the second paragraph designated as paragraph (6), as added by section 1090(1) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2093) (relating to referral to the Bureau of Consumer Financial Protection), as paragraph (7);
in section 10(b)(3)(A) (12 U.S.C. 1820(b)(3)(A)), by striking “any special examination of any insured depository institution” and all that follows and inserting the following: “any special examination of any insured depository institution or nonbank financial company supervised by the Board of Governors or a bank holding company described in section 165(a) of the Financial Stability Act of 2010, whenever the Board of Directors determines that a special examination of any such depository institution is necessary to determine the condition of such depository institution for insurance purposes, or of such nonbank financial company supervised by the Board of Governors or bank holding company described in section 165(a) of the Financial Stability Act of 2010, for the purpose of implementing its authority to provide for orderly liquidation of any such company under title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act, provided that such authority may not be used with respect to any such company that is in a generally sound condition.”;
in section 11 (12 U.S.C. 1821)—
in subsection (d)(2)(I)(ii), by striking “and section 21A(b)(4)”; and
in subsection (m), in each of paragraphs (16) and (18), by striking the comma after “Comptroller of the Currency” each place it appears; and
in section 26(a) (12 U.S.C. 1831c(a)), by striking “Holding Company Act” each place that term appears and inserting “Holding Company Act of 1956”.
Federal Financial Institutions Examination Council Act of 1978— Section 1003(1) of the Federal Financial Institutions Examination Council Act of 1978 (12 U.S.C. 3302(1)) is amended by striking “the Office of Thrift Supervision,”.
Federal Fire Prevention and Control Act of 1974— Section 31(a)(5)(B) of the Federal Fire Prevention and Control Act of 1974 (15 U.S.C. 2227(a)(5)(B)) is amended by striking “the Federal Deposit Insurance Corporation” and all that follows through the period and inserting “or the Federal Deposit Insurance Corporation under the affordable housing program under section 40 of the Federal Deposit Insurance Act.”.
in section 10(h)(1) (12 U.S.C. 1430(h)(1)), by striking “Director of the Office of Thrift Supervision” and inserting “Comptroller of the Currency or the Board of Directors of the Federal Deposit Insurance Corporation, as applicable”; and
in section 22(a) (12 U.S.C. 1442(a))—
in the matter preceding paragraph (1), by striking “Currency” and all that follows through “Supervision” and inserting “Currency, the Chairman of the Board of Governors of the Federal Reserve System, the Chairperson of the Federal Deposit Insurance Corporation, and the Chairman of the National Credit Union Administration”; and
in the undesignated matter following paragraph (2), by striking “Currency” and all that follows through “Supervision” and inserting “Currency, the Chairman of the Board of Governors of the Federal Reserve System, and the Chairman of the National Credit Union Administration”.
Federal Reserve Act— The Federal Reserve Act (12 U.S.C. 221 et seq.) is amended in section 11 (12 U.S.C. 248)—
by redesignating subsection (s), as added by section 1103(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2118) (relating to Federal Reserve transparency and release of information), as subsection (t); and
in subsection (t), as so redesignated, in paragraph (8)(B), by striking “this section” and inserting “this subsection”.
Financial Institutions Reform, Recovery, and Enforcement Act of 1989— The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (Public Law 101–73; 103 Stat. 183) is amended—
in section 1121(6) (12 U.S.C. 3350(6)), by striking “the Office of Thrift Supervision,”; and
in section 1206(a) (12 U.S.C. 1833b(a)), by striking “and the Bureau of Consumer Financial Protection,” and inserting “the Bureau of Consumer Financial Protection, and”.
in section 132(a) (12 U.S.C. 1828b(a)), by striking “the Director of the Office of Thrift Supervision,”;
in section 206(a) (15 U.S.C. 78c note), by striking “Except as provided in subsection (e), for” and inserting “For”;
in section 502(e)(5) (15 U.S.C. 6802(e)(5)), by inserting a comma after “Protection”;
in section 504(a)(2) (15 U.S.C. 6804(a)(2)), by striking “and, as appropriate, and with” and inserting “and, as appropriate, with”;
in section 509(2) (15 U.S.C. 6809(2))—
by striking subparagraph (D); and
by redesignating subparagraphs (E) and (F) as subparagraphs (D) and (E), respectively; and
in section 522(b)(1)(A)(iv) (15 U.S.C. 6822(b)(1)(A)(iv)), by striking “Director of the Office of Thrift Supervision” and inserting “Comptroller of the Currency and the Board of Directors of the Federal Deposit Insurance Corporation, as appropriate”.
Helping families save their homes act of 2009— Section 104 of the Helping Families Save Their Homes Act of 2009 (12 U.S.C. 1715z–25) is amended—
in subsection (a)—
by striking “and the Director of the Office of Thrift Supervision, shall jointly” and inserting “shall”;
by striking “and the Office of Thrift Supervision”; and
by striking “each such” and inserting “such”; and
in subsection (b)(1)—
in subparagraph (A)—
in the first sentence—
by striking “and the Director of the Office of Thrift Supervision,”; and
by striking “or the Director”;
in the second sentence, by striking “and the Director of the Office of Thrift Supervision”; and
in subparagraph (B), by striking “and the Director of the Office of Thrift Supervision”.
Home mortgage disclosure act of 1975— The Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2801 et seq.) is amended—
in section 304(j)(3) (12 U.S.C. 2803(j)(3)), by adding a period at the end; and
in section 305(b)(1)(A)(iii) (12 U.S.C. 2804(b)(1)(A)(iii)), by striking “bank as,” and inserting “bank, as”.
in section 5 (12 U.S.C. 1464)—
in subsection (d)(2)(E)(ii)—
in the first sentence, by striking “Except as provided in section 21A of the Federal Home Loan Bank Act, the” and inserting “The”; and
by striking “, at the Director’s discretion,”;
in subsection (i)(6), by striking “the Office of Thrift Supervision or”;
in subsection (m), by striking “Director's” each place that term appears and inserting “appropriate Federal banking agency's”;
in subsection (n)(9)(B), by striking “Director’s” and inserting “Comptroller’s”; and
in subsection (s)—
in paragraph (1)—
in the matter preceding subparagraph (A), by striking “of such Act)” and all that follows through “shall require” and inserting “of such Act), the appropriate Federal banking agency shall require”; and
in subparagraph (B), by striking “other methods” and all that follows through “determines” and inserting “other methods as the appropriate Federal banking agency determines”;
in paragraph (2)—
by striking “determined” and all that follows through “may, consistent” and inserting “determined by appropriate federal banking agency case-by-case.—The appropriate Federal banking agency may, consistent”; and
by striking “capital-to-assets” and all that follows through “determines to be necessary” and inserting “capital-to-assets as the appropriate Federal banking agency determines to be necessary”;
in section 6(c) (12 U.S.C. 1465(c)), by striking “sections” and inserting “section”;
in section 10 (12 U.S.C. 1467a)—
in subsection (b)(6), by striking “time” and all that follows through “release” and inserting “time, upon the motion or application of the Board, release”;
in subsection (c)(2)(H)—
in the matter preceding clause (i)—
by striking “1841(p))” and inserting “1841(p)))”; and
by inserting “(12 U.S.C. 1843(k))” before “if—”; and
in clause (i), by inserting “of 1956 (12 U.S.C. 1843(l) and (m))” after “Company Act”; and
in subsection (e)(7)(B)(iii)—
by striking “Board of the Office of Thrift Supervision” and inserting “Director of the Office of Thrift Supervision”; and
by inserting “, as defined in section 2 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (12 U.S.C. 5301)” after “transfer date”; and
in section 13 (12 U.S.C. 1468b), by striking “the a” and inserting “a”.
Home Ownership and Equity Protection Act of 1994— Section 158 of the Home Ownership and Equity Protection Act of 1994 (15 U.S.C. 1601 note) is amended by striking “Bureau” each place that term appears and inserting “Bureau of Consumer Financial Protection”.
Housing act of 1948— Section 502(c)(3) of the Housing Act of 1948 (12 U.S.C. 1701c(c)(3)) is amended by striking “Federal Home Loan Bank Agency” and inserting “Federal Housing Finance Agency”.
Housing and Urban Development Act of 1968— Section 106(h)(5) of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701x(h)(5)) is amended by striking “authorised” and inserting “authorized”.
International Banking Act of 1978— Section 15 of the International Banking Act of 1978 (12 U.S.C. 3109) is amended—
in each of subsections (a) and (b)—
by striking “, and Director of the Office of Thrift Supervision” each place that term appears; and
by inserting “and” before “Federal Deposit” each place that term appears;
in subsection (a), by striking “Comptroller, Corporation, or Director” and inserting “Comptroller, or Corporation”; and
in subsection (c)(4)—
by inserting “and” before “the Federal Deposit”; and
by striking “, and the Director of the Office of Thrift Supervision”.
International Lending Supervision Act of 1983— Section 912 of the International Lending Supervision Act of 1983 (12 U.S.C. 3911) is amended—
in the section heading, by striking “and the Office of Thrift Supervision”;
by striking “(a) In general.—”; and
by striking subsection (b).
Interstate land sales full disclosure act— The Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701 et seq.) is amended—
in section 1402(1) (15 U.S.C. 1701(1)) by striking “Bureau of” and all that follows through the semicolon at the end and inserting “Bureau of Consumer Financial Protection;”; and
in each of section 1411(b) (15 U.S.C. 1710(b)) and subsections (b)(4) and (d) of section 1418a (15 U.S.C. 1717a), by striking “Secretary’s” each place that term appears and inserting “Director’s”.
Investment Advisers Act of 1940— Section 224 of the Investment Advisers Act of 1940 (15 U.S.C. 80b–18c) is amended in the section heading, by striking “Commodities” and inserting “Commodity”.
Legal Certainty for Bank Products Act of 2000— Section 403(b)(1) of the Legal Certainty for Bank Products Act of 2000 (7 U.S.C. 27a(b)(1)) is amended by striking “that section” and inserting “section”.
Omnibus Appropriations Act, 2009— Section 626(b) of the Omnibus Appropriations Act, 2009 (12 U.S.C. 5538(b)) is amended, in each of paragraphs (2) and (3), by inserting a comma after “as appropriate” each place that term appears.
Public law 93–495— Section 111 of Public Law 93–495 (12 U.S.C. 250) is amended by striking “the Director of the Office of Thrift Supervision,”.
Revised Statutes of the United States— Section 5136C(i) of the Revised Statutes of the United States (12 U.S.C. 25b(i)) is amended by striking “powers.—” and all that follows through “In accordance” and inserting “powers.—In accordance”.
Riegle Community Development and Regulatory Improvement Act of 1994— Section 117(e) of the Riegle Community Development and Regulatory Improvement Act of 1994 (12 U.S.C. 4716(e)) is amended by striking “the Director of the Office of Thrift Supervision,”.
S.A.F.E. Mortgage Licensing Act of 2008— Section 1514 of the S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5113) is amended in each of subsections (b)(5) and (c)(4)(C), by striking “Secretary’s” each place that term appears and inserting “Director’s”.
Securities Exchange Act of 1934— The Securities Exchange Act of 1934 (15 U.S.C. 78a et seq.) is amended—
in section 3C(g)(4)(B)(v) (15 U.S.C. 78c–3(g)(4)(B)(v)), by striking “of that Act” and inserting “of that section”;
in section 3D(d)(10)(A) (15 U.S.C. 78c–4(d)(10)(A)), by striking “taking” and inserting “take”;
in section 3E(b)(1) (15 U.S.C. 78c–5(b)(1)), by striking “though” and inserting “through”;
in section 4(g)(8)(A) (15 U.S.C. 78d(g)(8)(A)), by striking “(2)(A)(i)” and inserting “(2)(A)(ii)”;
in section 15 (15 U.S.C. 78o)—
in each of subparagraphs (B)(ii) and (C) of subsection (b)(4), by striking “dealer municipal advisor,,” and inserting “dealer, municipal advisor,”;
by redesignating subsection (j) (relating to the authority of the Commission) as subsection (p) and moving that subsection to the end;
by redesignating subsections (k) and (l) (relating to standard of conduct and other matters, respectively), as added by section 913(g)(1) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 1828), as subsections (q) and (r), respectively and moving those subsections to the end; and
in subsection (m), by inserting “the” before “same extent”;
in section 15F(h) (15 U.S.C. 78o–10(h))—
in paragraph (2)(A), by inserting “a” after “that acts as an advisor to”;
in paragraph (2)(B), by inserting “a” after “offers to enter into”; and
in paragraph (5)(A)(i)—
by inserting “(A)” after “(18)”; and
in subclause (VII), by striking “act of” and inserting “Act of”;
in section 15G (15 U.S.C. 78o–11)—
in subsection (b)(2), by inserting “Director of the” before “Federal Housing”;
in subsection (e)(4)(A), by striking “subsection” and inserting “section”;
in subsection (e)(4)(C)—
by striking “129C(c)(2)” and inserting “129C(b)(2)(A)”; and
by inserting “(15 U.S.C. 1639c(b)(2)(A))” after “Lending Act”; and
in subsection (e)(5), by striking “subsection” and inserting “section”; and
in section 17A (15 U.S.C. 78q–1), by redesignating subsection (g), as added by section 929W of the Dodd-Frank Wall Street Reform and Consumer Protection Act (relating to due diligence for the delivery of dividends, interest, and other valuable property rights) as subsection (n) and moving that subsection to the end.
Telemarketing and consumer fraud and abuse prevention act— Section 3(b) of the Telemarketing and Consumer Fraud and Abuse Prevention Act (15 U.S.C. 6102(b)) is amended by inserting before the period at the end the following: “, provided, however, nothing in this section shall conflict with or supersede section 6 of the Federal Trade Commission Act (15 U.S.C. 46)”.
Title 5— Title 5, United States Code, is amended—
in section 3132(a)(1)(D), by striking “the Office of Thrift Supervision,, the Resolution Trust Corporation,”; and
in section 5314, by striking “Director of the Office of Thrift Supervision.”.
by striking subparagraph (E); and
by redesignating subparagraphs (F) and (G) as subparagraphs (E) and (F), respectively.
Title 31—
Amendments— Title 31, United States Code, is amended—
by striking section 309;
in section 313—
in subsection (j)(2), by striking “Agency”; and
in subsection (r)(4), by striking “the Office of Thrift Supervision,”; and
in section 714(d)(3)(B) by striking “a audit” and inserting “an audit”.
Analysis— The analysis for subchapter I of chapter 3 of title 31, United States Code, is amended by striking the item relating to section 309.
in section 103 (15 U.S.C. 1602)—
by redesignating subsections (aa) and (bb) as subsections (bb) and (aa), respectively, and moving subsection (bb), as so redesignated, after subsection (aa), as so redesignated;
by redesignating the subsection (cc), as added by section 1401 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2137), as subsection (ee), and by moving such subsection to the end; and
in paragraph (2)(E)(v) of subsection (ee), as so redesignated, by striking “Board” and inserting “Bureau”;
in section 105 (15 U.S.C. 1604), by inserting subsection (h), as added by section 1472(c) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (124 Stat. 2187), before subsection (i), as added by section 1100A(7) of that Act (124 Stat. 2108);
in section 106(f)(2)(B)(i) (15 U.S.C. 1605(f)(2)(B)(i)), by striking “103(w)” and inserting “103(x)”;
in section 121(b) (15 U.S.C. 1631(b)), by striking “103(f)” and inserting “103(g)”;
in section 122(d)(5) (15 U.S.C. 1632(d)(5)), by striking “and the Bureau” before “, may promulgate regulations”;
in section 125(e)(1) (15 U.S.C. 1635(e)(1)), by striking “103(w)” and inserting “103(x)”;
in section 129 (15 U.S.C. 1639)—
in subsection (q), by striking “(l)(2)” and inserting “(p)(2)”; and
in subsection (u)(3), by striking “Board” each place that term appears and inserting “Bureau”;
in section 129C (15 U.S.C. 1639c)—
in subsection (b)(2)(B), by striking the second period at the end; and
in subsection (c)(1)(B)(ii)(I), by striking “a original” and inserting “an original”;
in section 140A (15 U.S.C. 1651), by striking “the Bureau and”;
in section 148(d) (15 U.S.C. 1665c(d)), by striking “Bureau” and inserting “Board”;
in section 149 (15 U.S.C. 1665d)—
by striking “the Director of the Office of Thrift Supervision,” each place that term appears;
by striking “National Credit Union Administration Bureau” and inserting “National Credit Union Administration Board” each place that term appears; and
by striking “Bureau of Directors of the Federal Deposit Insurance Corporation” and inserting “Board of Directors of the Federal Deposit Insurance Corporation” each place that term appears; and
in section 181(1) (15 U.S.C. 1667(1)), by striking “103(g)” and inserting “103(h)”.
Truth in Savings Act— The Truth in Savings Act (12 U.S.C. 4301 et seq.) is amended in each of sections 269(a)(4) (12 U.S.C. 4308(a)(4)), 270(a)(2) (12 U.S.C. 4309(a)(2)), and 274(6) (12 U.S.C. 4313(6)), by striking “Administration Bureau” each place that term appears and inserting “Administration Board”.
Sec. 17 Rulemaking deadlines
One-Year extension— The deadline for issuance of any rule or regulation, conduct of any study, or submission of any report required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111–203) or amendments made by that Act that has not been met or is not met in final form by the date specified in that Act or those amendments, shall be extended for 1 year.
No effect on finalized rules— The extension provided under subsection (a) shall have no effect on any rule required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111–203) or amendments made by that Act that have been issued in final form before the date of enactment of this Act.
Sec. 18 Effective dates
Except as otherwise specifically provided in this Act—
the amendments made by this Act to a provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111–203) shall take effect as if enacted on the effective date of the provision, immediately after the provision takes effect; and
the amendments made by this Act to a provision of law amended by the Dodd-Frank Wall Street Reform and Consumer Protection Act shall take effect as if enacted on the effective date of the amendment to that provision of law made by the Dodd-Frank Wall Street Reform and Consumer Protection Act, immediately after the amendment made by the Dodd-Frank Wall Street Reform and Consumer Protection Act takes effect.