Section 1 Short title
This Act may be cited as the “Heath Care Consumer Choices Preservation Act”.
Heath Care Consumer Choices Preservation Act
A BILL
To provide for conditions on the renewal of health insurance plans purchased through Exchanges.
Sec. 2 Conditions on renewal of health plans purchased through exchanges
In general— Notwithstanding any other provision of law, a qualified health plan purchased by an individual through an American Health Benefit Exchange for plan year 2014 shall not be automatically renewed with respect to such individual for plan year 2015 unless—
the plan premium for plan year 2015 is the same as the plan premium for plan year 2014; or
the individual requests such automatic renewal of the plan.
Determination of premium— A plan may be automatically renewed as described in subsection (a)(1) only if the cost of the premium to the individual would be the same for plan year 2015 as for plan year 2014, before and after application of a premium assistance credit under section 36B of the Internal Revenue Code of 1986, as applicable.