Cooperative and Small Employer Charity Pension Flexibility Act
AN ACT
To amend the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code of 1986 to provide for cooperative and small employer charity pension plans.
Sec. 2 Congressional findings and declarations of policy
Congress finds as follows:
Defined benefit pension plans are a cost-effective way for cooperative associations and charities to provide their employees with economic security in retirement.
Many cooperative associations and charitable organizations are only able to provide their employees with defined benefit pension plans because those organizations are able to pool their resources using the multiple employer plan structure.
The pension funding rules should encourage cooperative associations and charities to continue to provide their employees with pension benefits.
Sec. 3 Effective date
Unless otherwise specified in this Act, the provisions of this Act shall apply to years beginning after December 31, 2013.