To amend the Higher Education Act of 1965 to discharge student loans for borrowers who are determined by the Commissioner of the Social Security Administration to be under a disability without expectation of medical or functional improvement.

“(3) Disability determinations by the Commissioner of the Social Security Administration—A borrower who has been determined by the Commissioner of Social Security to be under a disability (within the meaning of section 223(d) of the Social Security Act) without expectation of medical or functional improvement and who provides documentation of such determination to the Secretary of Education, shall be considered permanently and totally disabled for the purpose of discharging such borrower’s loans under this subsection, and such borrower shall not be required to present additional documentation for purposes of this subsection.”