2. Use of physical damage disaster loans Section 7(b)(1)(A) of the Small Business Act (15 U.S.C. 636(b)(1)(A)) is amended— ⋯ (1) by striking “the Administration may increase” and inserting “the Administration may, subject to section 18(a), increase”; and ⋯ (2) by striking “and modifying structures” and inserting “, and modifying structures (including construction of a safe room or similar storm shelter designed to protect property and occupants from tornadoes or other natural disasters)”. ⋯