Credit CARD Act of 2009

Pub. L. 111-24

Also known as: Credit Card Accountability Responsibility and Disclosure Act of 2009

30 sections of the Code credited to this law, found between Public Law 110-460 and Public Law 111-137.

15 U.S.C. § 1602 — Definitions and rules of construction
15 U.S.C. § 1616 — Board review of consumer credit plans and regulations
15 U.S.C. § 1632 — Form of disclosure; additional information
15 U.S.C. § 1637 — Open end consumer credit plans
15 U.S.C. § 1640 — Civil liability
15 U.S.C. § 1650 — Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest
15 U.S.C. § 1651 — Procedure for timely settlement of estates of decedent obligors
15 U.S.C. § 1665c — Interest rate reduction on open end consumer credit plans
15 U.S.C. § 1665d — Reasonable penalty fees on open end consumer credit plans
15 U.S.C. § 1665e — Consideration of ability to repay
15 U.S.C. § 1666b — Timing of payments
15 U.S.C. § 1666c — Prompt and fair crediting of payments
15 U.S.C. § 1666i-1 — 1666i–1. Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
15 U.S.C. § 1666i-2 — 1666i–2. Additional limits on interest rate increases
15 U.S.C. § 1666j — Applicability of State laws
15 U.S.C. § 1681b — Permissible purposes of consumer reports
15 U.S.C. § 1681j — Charges for certain disclosures
15 U.S.C. § 1693l-1 — 1693l–1. General-use prepaid cards, gift certificates, and store gift cards
15 U.S.C. § 1693m — Civil liability
15 U.S.C. § 1693n — Criminal liability
15 U.S.C. § 1693o — Administrative enforcement
15 U.S.C. § 1693p — Reports to Congress
15 U.S.C. § 1693q — Relation to State laws
15 U.S.C. § 1693r — Exemption for State regulation
16 U.S.C. § 1a-7b — 1a–7b. Protecting Americans from violent crime
12 U.S.C. § 5538 — Mortgage loans; rulemaking procedures; enforcement
15 U.S.C. § 1666i–1 — Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
15 U.S.C. § 1666i–2 — Additional limits on interest rate increases
15 U.S.C. § 1693l–1 — General-use prepaid cards, gift certificates, and store gift cards
16 U.S.C. § 1a–7b — Protection of right of individuals to bear arms