§5519. Exclusion for auto dealers — Inbound Citations
12 U.S.C. § 5519
Cited by 7 provisions in release 119-102.
Citations to 12 U.S.C. § 5519 as a whole
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(12) Except as otherwise specifically provided in section 5519 of this title, subtitle G or subtitle H, the term “enumerated consumer laws” means—(A) the Alternative Mortgage Transaction Parity Act of 1982 (12 U.S.C. 3801 et seq.);(B) the Consumer Leasing Act of 1976 (15 U.S.C. 1667 et seq.);(C) the Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.), except with respect to section 920 of that Act [15 U.S.C. 1693o–2];(D) the Equal Credit Opportunity Act (15 U.S.C. 1691 et seq.);(E) the Fair Credit Billing Act (15 U.S.C. 1666 et seq.);(F) the Fair Credit Reporting Act (15 U.S.C. 1681 et seq.), except with respect to sections 615(e) and 628 of that Act (15 U.S.C. 1681m(e), 1681w);(G) the Home Owners2 Protection Act of 1998 (12 U.S.C. 4901 et seq.);(H) the Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.);(I) subsections (b) through (f) of section 43 of the Federal Deposit Insurance Act (12 U.S.C. 1831t(c)[(b)]–(f));(J) sections 502 through 509 of the Gramm-Leach-Bliley Act (15 U.S.C. 6802–680)9) except for section 505 [15 U.S.C. 6805] as it applies to section 501(b) [15 U.S.C. 6801(b)];(K) the Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2801 et seq.);(L) the Home Ownership and Equity Protection Act of 1994 (15 U.S.C. 1601 note);(M) the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2601 et seq.);(N) the S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5101 et seq.);(O) the Truth in Lending Act (15 U.S.C. 1601 et seq.);(P) the Truth in Savings Act (12 U.S.C. 4301 et seq.);(Q) section 626 of the Omnibus Appropriations Act, 2009 (Public Law 111–8) [12 U.S.C. 5538]; and(R) the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701).
Citations to §5519(a)
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(i) Notwithstanding subsection (a), the Board shall have authority to prescribe rules under this subchapter with respect to a person described in section 5519(a) of title 12. Regulations prescribed under this subsection may contain such classifications, differentiations, or other provisions, as in the judgment of the Board are necessary or proper to effectuate the purposes of this subchapter, to prevent circumvention or evasion thereof, or to facilitate compliance therewith.
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(1) The Bureau shall prescribe such regulations as are necessary to carry out the purposes of this subchapter, except with respect to sections 1681m(e) and 1681w of this title. The Bureau may prescribe regulations as may be necessary or appropriate to administer and carry out the purposes and objectives of this subchapter, and to prevent evasions thereof or to facilitate compliance therewith. Except as provided in section 1029(a) of the Consumer Financial Protection Act of 2010 [12 U.S.C. 5519(a)], the regulations prescribed by the Bureau under this subchapter shall apply to any person that is subject to this subchapter, notwithstanding the enforcement authorities granted to other agencies under this section.
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(f) Notwithstanding subsection (a), the Board shall prescribe regulations to carry out the purposes of this subchapter with respect to a person described in section 5519(a) of title 12. These regulations may contain but are not limited to such classifications, differentiation, or other provision, and may provide for such adjustments and exceptions for any class of transactions, as in the judgment of the Board are necessary or proper to effectuate the purposes of this subchapter, to prevent circumvention or evasion thereof, or to facilitate or substantiate compliance therewith.
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(d) Except as provided in section 1029(a) of the Consumer Financial Protection Act of 2010 [12 U.S.C. 5519(a)], the Bureau may prescribe rules with respect to the collection of debts by debt collectors, as defined in this subchapter.
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(A) to carry out the purposes of this subchapter with respect to a person described in section 5519(a) of title 12; and
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(C) Notwithstanding the authority of the Bureau of Consumer Financial Protection under subparagraph (A), the Federal Trade Commission shall have authority to prescribe such regulations as may be necessary to carry out the purposes of this subchapter with respect to any financial institution that is a person described in section 1029(a) of the Consumer Financial Protection Act of 2010 [12 U.S.C. 5519(a)].