Financial Literacy and Education Improvement Act

Pub. L. 108–159

Also known as: Fair and Accurate Credit Transactions Act of 2003

US Codex doesn’t hold the enacted text of this law — the public-law corpus runs from the 113th Congress (2013) onward. What it changed in the U.S. Code, reconstructed from the credit notes, is listed below.

32 sections of the Code credited to this law, found between Public Law 107-377 and Public Law 108-198.

• 15 U.S.C. § 1681a — Definitions; rules of construction
• 15 U.S.C. § 1681b — Permissible purposes of consumer reports
• 15 U.S.C. § 1681c — Requirements relating to information contained in consumer reports
• 15 U.S.C. § 1681c-1 — 1681c–1. Identity theft prevention; fraud alerts and active duty alerts
• 15 U.S.C. § 1681c-2 — 1681c–2. Block of information resulting from identity theft
• 15 U.S.C. § 1681g — Disclosures to consumers
• 15 U.S.C. § 1681i — Procedure in case of disputed accuracy
• 15 U.S.C. § 1681j — Charges for certain disclosures
• 15 U.S.C. § 1681m — Requirements on users of consumer reports
• 15 U.S.C. § 1681o — Civil liability for negligent noncompliance
• 15 U.S.C. § 1681p — Jurisdiction of courts; limitation of actions
• 15 U.S.C. § 1681s — Administrative enforcement
• 15 U.S.C. § 1681s-2 — 1681s–2. Responsibilities of furnishers of information to consumer reporting agencies
• 15 U.S.C. § 1681s-3 — 1681s–3. Affiliate sharing
• 15 U.S.C. § 1681t — Relation to State laws
• 15 U.S.C. § 1681u — Disclosures to FBI for counterintelligence purposes
• 15 U.S.C. § 1681v — Disclosures to governmental agencies for counterterrorism purposes
• 15 U.S.C. § 1681w — Disposal of records
• 15 U.S.C. § 1681x — Corporate and technological circumvention prohibited
• 20 U.S.C. § 9701 — Definitions
• 20 U.S.C. § 9702 — Establishment of Financial Literacy and Education Commission
• 20 U.S.C. § 9703 — Duties of the Commission
• 20 U.S.C. § 9704 — Powers of the Commission
• 20 U.S.C. § 9705 — Commission personnel matters
• 20 U.S.C. § 9706 — Studies by the Comptroller General
• 20 U.S.C. § 9707 — The national public service multimedia campaign to enhance the state of financial literacy
• 20 U.S.C. § 9708 — Authorization of appropriations
• 31 U.S.C. § 5318 — Compliance, exemptions, and summons authority
• 15 U.S.C. § 1681c–1 — Identity theft prevention; fraud alerts and active duty alerts
• 15 U.S.C. § 1681c–2 — Block of information resulting from identity theft
• 15 U.S.C. § 1681s–2 — Responsibilities of furnishers of information to consumer reporting agencies
• 15 U.S.C. § 1681s–3 — Affiliate sharing