Sec. 201 Prohibition on the use of social security numbers
In general— Section 605 of the Fair Credit Reporting Act (15 U.S.C. 1681c), as amended by title II, is amended by adding at the end the following:
“(k) Prohibition on the use of social security numbers—A consumer reporting agency that compiles and maintains files on consumers on a nationwide basis—
“(1) may not make any consumer report containing a Social Security number; and
“(2) may not use the Social Security number of a consumer as a method to identify the consumer, or for any other purpose.”
Conforming amendment— Section 609(a)(1) of the Fair Credit Reporting Act (15 U.S.C. 1681g(a)(1)) is amended by striking “except that—” and all that follows through “(B) nothing” and inserting “except that nothing”.
Effective date— The amendments made by this section shall take effect on January 1, 2020.