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Title III — Allowing individuals to keep coverage they like

S. 24 · 113th Congress · Jan 22, 2013 · Lineage

III Allowing individuals to keep coverage they like

Sec. 301 Allowing individuals to keep the coverage they have if they like it

(a)
In general— Section 1251(a)(2) of the Patient Protection and Affordable Care Act (42 U.S.C. 18011) is amended—
(1)
by striking “Except as provided in paragraph (3),” and inserting the following:

“(A) In general—Except as provided in paragraphs (3) and (4),”

(2)
by adding at the end the following:

“(B) Protecting employers and consumers with grandfathered coverage

“(i) In general—A group health plan or health insurance coverage in which an individual is enrolled on or after March 23, 2010, but before any plan year beginning not later than 1 year after the date of the enactment of this subparagraph, and which is deemed to be a grandfathered health plan under this section, shall continue to be considered a grandfathered health plan with respect to such individual regardless of any modification to the cost-sharing levels, employer contribution rates, or covered benefits under such plan or coverage as otherwise permitted under this Act (and the amendments made by this Act).

“(ii) Regulations—The Secretary shall promulgate regulations to clarify the application of clause (i) to a plan or coverage that continues to be a grandfathered health plan pursuant to such clause.”

(b)
Effective date; previously promulgated regulations voided—
(1)
Effective date— The amendments made by this section shall take effect as if included in the enactment of the Patient Protection and Affordable Care Act.
(2)
Previously promulgated regulations voided— Any regulations relating to section 1251(a)(2) of such Act promulgated before the date of the enactment of this Act shall have no force or effect.