---
kind: "section"
citation: "42 U.S.C. § 4033"
title: "42"
title_heading: "The Public Health and Welfare"
number: "4033"
heading: "Designation of Flood Insurance Advocate"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/42/4033"
units:
  - "Chapter 50 — National Flood Insurance"
  - "Subchapter I — The National Flood Insurance Program"
---

# §4033. Designation of Flood Insurance Advocate

- (a) **In general—** The [Administrator](/usc/42/4003.md?p=a-6) shall designate a [Flood](/usc/42/4121.md?p=a-1) Insurance Advocate to advocate for the fair [treatment](/usc/42/11851.md?p=11) of policy holders under the [National Flood Insurance Program](/usc/42/4004.md?p=a-4) and property [owners](/usc/42/13641.md?p=4) in the mapping of [flood](/usc/42/4121.md?p=a-1) hazards, the identification of risks from [flood](/usc/42/4121.md?p=a-1), and the implementation of measures to minimize the risk of [flood](/usc/42/4121.md?p=a-1).
- (b) **Duties and responsibilities—** The duties and responsibilities of the [Flood](/usc/42/4121.md?p=a-1) Insurance Advocate designated under [subsection (a)](#a) shall be to—
  - (1) educate property [owners](/usc/42/13641.md?p=4) and policyholders under the [National Flood Insurance Program](/usc/42/4004.md?p=a-4) on—
    - (A) individual [flood](/usc/42/4121.md?p=a-1) risks;
    - (B) [flood](/usc/42/4121.md?p=a-1) mitigation;
    - (C) measures to reduce [flood](/usc/42/4121.md?p=a-1) insurance rates through effective mitigation;
    - (D) the [flood](/usc/42/4121.md?p=a-1) insurance rate map review and amendment process; and
    - (E) any changes in the [flood](/usc/42/4121.md?p=a-1) insurance program as a result of any newly enacted laws (including this Act);
  - (2) assist policy holders under the [National Flood Insurance Program](/usc/42/4004.md?p=a-4) and property [owners](/usc/42/13641.md?p=4) to understand the procedural requirements related to appealing preliminary [flood](/usc/42/4121.md?p=a-1) insurance rate maps and implementing measures to mitigate evolving [flood](/usc/42/4121.md?p=a-1) risks;
  - (3) assist in the development of regional capacity to respond to individual constituent concerns about [flood](/usc/42/4121.md?p=a-1) insurance rate map amendments and revisions;
  - (4) coordinate outreach and education with local officials and [community](/usc/42/4003.md?p=a-1) leaders in areas impacted by proposed [flood](/usc/42/4121.md?p=a-1) insurance rate map amendments and revisions; and
  - (5) aid potential policy holders under the [National Flood Insurance Program](/usc/42/4004.md?p=a-4) in obtaining and verifying accurate and reliable [flood](/usc/42/4121.md?p=a-1) insurance rate information when purchasing or renewing a [flood](/usc/42/4121.md?p=a-1) insurance policy.

## Source credit

(Pub. L. 113–89, § 24, Mar. 21, 2014, 128 Stat. 1030.)

## Notes

### Editorial Notes

### References in Text

This Act, referred to in subsec. (b)(1)(E), is Pub. L. 113–89, Mar. 21, 2014, 128 Stat. 1020, known as the Homeowner Flood Insurance Affordability Act of 2014. For complete classification of this Act to the Code, see Short Title of 2014 Amendment note set out under section 4001 of this title and Tables.

### Codification

Section was enacted as part of the Homeowner Flood Insurance Affordability Act of 2014, and not as part of the National Flood Insurance Act of 1968 which comprises this chapter.

### Statutory Notes and Related Subsidiaries

### Definitions

For definitions of terms used in this section, see section 4005 of this title.