---
kind: "section"
citation: "38 U.S.C. § 5320"
title: "38"
title_heading: "Veterans’ Benefits"
number: "5320"
heading: "Threshold for reporting debts to consumer reporting agencies"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/38/5320"
units:
  - "Part IV — General Administrative Provisions"
  - "Chapter 53 — Special Provisions Relating to Benefits"
---

# §5320. Threshold for reporting debts to consumer reporting agencies


The [Secretary](/usc/38/101.md?p=1) shall prescribe regulations that establish the minimum amount of a claim or debt, arising from a benefit administered by the Under [Secretary](/usc/38/101.md?p=1) for Benefits or Under [Secretary](/usc/38/101.md?p=1) for Health, that the [Secretary](/usc/38/101.md?p=1) will report to a consumer reporting agency under [section 3711 of title 31](/usc/31/3711.md).


## Source credit

(Added Pub. L. 116–315, title II, § 2007(a), Jan. 5, 2021, 134 Stat. 4977.)

## Notes

### Statutory Notes and Related Subsidiaries

### Deadline

Pub. L. 116–315, title II, § 2007(c), Jan. 5, 2021, 134 Stat. 4977, provided that: “The Secretary of Veterans Affairs shall prescribe regulations under section 5320 of such title [title 38], as added by subsection (a), not later than 180 days after the date of the enactment of this Act [Jan. 5, 2021].”