---
kind: "unit"
title: "31"
title_heading: "Money and Finance"
key: "stIII/ch31/schI"
level: "subchapter"
label: "Subchapter I"
heading: "Borrowing Authority"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/31/stIII-ch31-schI"
sections_count: 14
---

# Subchapter I — Borrowing Authority

Title 31 — Money and Finance › Subtitle III — Financial Management › Chapter 31 — Public Debt

## Sections

- [§3101. Public debt limit](/usc/31/3101.md)
- [§3101A. Presidential modification of the debt ceiling](/usc/31/3101A.md)
- [§3102. Bonds](/usc/31/3102.md)
- [§3103. Notes](/usc/31/3103.md)
- [§3104. Certificates of indebtedness and Treasury bills](/usc/31/3104.md)
- [§3105. Savings bonds and savings certificates](/usc/31/3105.md)
- [§3106. Retirement and savings bonds](/usc/31/3106.md)
- [§3107. Increasing interest rates and investment yields on retirement bonds](/usc/31/3107.md)
- [§3108. Prohibition against circulation privilege](/usc/31/3108.md)
- [§3109. Tax and loss bonds](/usc/31/3109.md)
- [§3110. Sale of obligations of governments of foreign countries](/usc/31/3110.md)
- [§3111. New issue used to buy, redeem, or refund outstanding obligations](/usc/31/3111.md)
- [§3112. Sinking fund for retiring and cancelling bonds and notes](/usc/31/3112.md)
- [§3113. Accepting gifts](/usc/31/3113.md)