---
kind: "section"
citation: "29 U.S.C. § 1183"
title: "29"
title_heading: "Labor"
number: "1183"
heading: "Guaranteed renewability in multiemployer plans and multiple employer welfare arrangements"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/29/1183"
units:
  - "Chapter 18 — Employee Retirement Income Security Program"
  - "Subchapter I — Protection of Employee Benefit Rights"
  - "Subtitle B — Regulatory Provisions"
  - "Part 7 — group health plan requirements"
  - "Subpart A — Requirements Relating to Portability, Access, and Renewability"
---

# §1183. Guaranteed renewability in multiemployer plans and multiple employer welfare arrangements


A [group health plan](/usc/29/1167.md?p=1) which is a [multiemployer plan](/usc/29/1301.md?p=a-3) or which is a multiple employer welfare arrangement may not deny an employer whose [employees](/usc/29/1083.md?p=c-7-D-vi) are covered under such a plan continued access to the same or different coverage under the terms of such a plan, other than—

- (1) for nonpayment of contributions;
- (2) for fraud or other intentional misrepresentation of material fact by the employer;
- (3) for noncompliance with material plan provisions;
- (4) because the plan is ceasing to offer any coverage in a geographic area;
- (5) in the case of a plan that offers benefits through a [network plan](/usc/29/1191b.md?p=d-3), there is no longer any [individual](/usc/29/1301.md?p=a-14-C-ii-V) enrolled through the employer who lives, resides, or works in the service area of the [network plan](/usc/29/1191b.md?p=d-3) and the plan applies this paragraph uniformly without regard to the claims experience of employers or any [health status-related factor](/usc/29/1191b.md?p=d-2) in relation to such [individuals](/usc/29/1301.md?p=a-14-C-ii-V) or their dependents; and
- (6) for failure to meet the terms of an applicable collective bargaining agreement, to renew a collective bargaining or other agreement requiring or authorizing contributions to the plan, or to employ [employees](/usc/29/1083.md?p=c-7-D-vi) covered by such an agreement.

## Source credit

(Pub. L. 93–406, title I, § 703, as added Pub. L. 104–191, title I, § 101(a), Aug. 21, 1996, 110 Stat. 1946.)