---
kind: "section"
citation: "29 U.S.C. § 1150"
title: "29"
title_heading: "Labor"
number: "1150"
heading: "Applicability of State law to combat fraud and abuse"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/29/1150"
units:
  - "Chapter 18 — Employee Retirement Income Security Program"
  - "Subchapter I — Protection of Employee Benefit Rights"
  - "Subtitle B — Regulatory Provisions"
  - "Part 5 — administration and enforcement"
---

# §1150. Applicability of State law to combat fraud and abuse


The Secretary may, for the purpose of identifying, preventing, or prosecuting fraud and abuse, adopt regulatory standards establishing, or issue an order relating to a specific [person](/usc/29/1301.md?p=a-20) establishing, that a [person](/usc/29/1301.md?p=a-20) engaged in the business of providing insurance through a multiple employer welfare arrangement described in [section 1002(40) of this title](/usc/29/1002.md?p=40) is subject to the laws of the States in which such [person](/usc/29/1301.md?p=a-20) operates which regulate insurance in such State, notwithstanding [section 1144(b)(6) of this title](/usc/29/1144.md?p=b-6) or the Liability Risk Retention Act of 1986 [[15 U.S.C. 3901](/usc/15/3901.md) et seq.], and regardless of whether the law of the State is otherwise preempted under any of such provisions. This section shall not apply to any plan or arrangement that does not fall within the meaning of the term “multiple employer welfare arrangement” under [section 1002(40)(A) of this title](/usc/29/1002.md?p=40-A).


## Source credit

(Pub. L. 93–406, title I, § 520, as added Pub. L. 111–148, title VI, § 6604(a), Mar. 23, 2010, 124 Stat. 780.)

## Notes

### Editorial Notes

### References in Text

The Liability Risk Retention Act of 1986, referred to in text, is Pub. L. 97–45, Sept. 25, 1981, 95 Stat. 949, which is classified generally to chapter 65 (§ 3901 et seq.) of Title 15, Commerce and Trade. For complete classification of this Act to the Code, see Short Title note set out under section 3901 of Title 15 and Tables.