---
kind: "section"
citation: "25 U.S.C. § 4232"
title: "25"
title_heading: "Indians"
number: "4232"
heading: "Low-income requirement and income targeting"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/25/4232"
units:
  - "Chapter 43 — Native American Housing Assistance and Self-Determination"
  - "Subchapter VIII — Housing Assistance for Native Hawaiians"
---

# §4232. Low-income requirement and income targeting

- (a) **In general—** Housing shall qualify for [affordable housing](/usc/25/4103.md?p=2) for purposes of this subchapter only if—
  - (1) each dwelling unit in the housing—
    - (A) in the case of rental housing, is made available for occupancy only by a [family](/usc/25/4103.md?p=6) that is a [low-income family](/usc/25/4103.md?p=14) at the time of the initial occupancy of that [family](/usc/25/4103.md?p=6) of that unit; and
    - (B) in the case of housing for homeownership, is made available for purchase only by a [family](/usc/25/4103.md?p=6) that is a [low-income family](/usc/25/4103.md?p=14) at the time of purchase; and
  - (2) each dwelling unit in the housing will remain affordable, according to binding commitments satisfactory to the [Secretary](/usc/25/4103.md?p=20), for—
    - (A) the remaining useful life of the property (as determined by the [Secretary](/usc/25/4103.md?p=20)) without regard to the term of the mortgage or to transfer of ownership; or
    - (B) such other period as the [Secretary](/usc/25/4103.md?p=20) determines is the longest feasible period of time consistent with sound economics and the purposes of this subchapter, except upon a foreclosure by a lender (or upon other transfer in lieu of foreclosure) if that action—
      - (i) recognizes any contractual or legal rights of any public agency, [nonprofit](/usc/25/4103.md?p=17) sponsor, or other person or entity to take an action that would—
        - (I) avoid termination of low-[income](/usc/25/4103.md?p=9) affordability, in the case of foreclosure; or
        - (II) transfer ownership in lieu of foreclosure; and
      - (ii) is not for the purpose of avoiding low-[income](/usc/25/4103.md?p=9) affordability restrictions, as determined by the [Secretary](/usc/25/4103.md?p=20).
- (b) **Exception—** Notwithstanding [subsection (a)](#a), housing assistance pursuant to [section 4228(a)(2)(B) of this title](/usc/25/4228.md?p=a-2-B) shall be considered [affordable housing](/usc/25/4103.md?p=2) for purposes of this subchapter.

## Source credit

(Pub. L. 104–330, title VIII, § 813, as added Pub. L. 106–568, title II, § 203, Dec. 27, 2000, 114 Stat. 2888, and Pub. L. 106–569, title V, § 513, Dec. 27, 2000, 114 Stat. 2982.)

## Notes

### Editorial Notes

### Codification

Pub. L. 106–568, § 203, and Pub. L. 106–569, § 513, enacted identical sections 813 of Pub. L. 104–330. This section is based on the text of section 813 of Pub. L. 104–330, as added by Pub. L. 106–569, § 513.