---
kind: "section"
citation: "20 U.S.C. § 1019c"
title: "20"
title_heading: "Education"
number: "1019c"
heading: "Loan information to be disclosed and model disclosure form for institutions participating in the William D. Ford Federal Direct Loan Program"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/20/1019c"
units:
  - "Chapter 28 — Higher Education Resources and Student Assistance"
  - "Subchapter I — General Provisions"
  - "Part E — Lender and Institution Requirements Relating to Education Loans"
---

# §1019c. Loan information to be disclosed and model disclosure form for institutions participating in the William D. Ford Federal Direct Loan Program

- (a) **Provision of disclosures to institutions by the Secretary—** Not later than 180 days after the development of the model disclosure form under [section 1019b(a)(2)(B) of this title](/usc/20/1019b.md?p=a-2-B), the [Secretary](/usc/20/1003.md?p=17) shall provide each [institution of higher education](/usc/20/1001.md?p=a) participating in the William D. Ford Direct [Loan](/usc/20/1066a.md?p=2) Program under part D of subchapter IV with a completed model disclosure form including the same information for Federal Direct Stafford [Loans](/usc/20/1066a.md?p=2), Federal Direct Unsubsidized Stafford [Loans](/usc/20/1066a.md?p=2), and Federal Direct PLUS [loans](/usc/20/1066a.md?p=2) made to, or on behalf of, students attending each such institution as is required on such form for [loans](/usc/20/1066a.md?p=2) described in [section 1019(3)(A) of this title](/usc/20/1019.md?p=3-A).
- (b) **Duties of institutions—**
  - (1) **In general—** Each [institution of higher education](/usc/20/1001.md?p=a) participating in the William D. Ford Direct [Loan](/usc/20/1066a.md?p=2) Program under part D of subchapter IV shall—
    - (A) make the information the [Secretary](/usc/20/1003.md?p=17) provides to the institution under [subsection (a)](#a) available to students attending or planning to attend the institution, or the families of such students, as applicable; and
    - (B) if the institution provides information regarding a [private education loan](/usc/20/1019.md?p=3) to a prospective borrower, concurrently provide such borrower with the information the [Secretary](/usc/20/1003.md?p=17) provides to the institution under [subsection (a)](#a).
  - (2) **Choice of forms—** In providing the information required under [paragraph (1)](#b-1), an [institution of higher education](/usc/20/1001.md?p=a) may use a comparable form designed by the institution instead of the model disclosure form developed under [section 1019b(a)(2)(B) of this title](/usc/20/1019b.md?p=a-2-B).

## Source credit

(Pub. L. 89–329, title I, § 154, as added Pub. L. 110–315, title I, § 120, Aug. 14, 2008, 122 Stat. 3125.)