---
kind: "unit"
title: "15"
title_heading: "Commerce and Trade"
key: "ch41"
level: "chapter"
label: "Chapter 41"
heading: "Consumer Credit Protection"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/ch41"
sections_count: 174
---

# Chapter 41 — Consumer Credit Protection

Title 15 — Commerce and Trade

## Contents

- [Subchapter I — Consumer Credit Cost Disclosure](/usc/15/ch41-schI.md)
- [Subchapter II — Restrictions on Garnishment](/usc/15/ch41-schII.md)
- [Subchapter II–A — Credit Repair Organizations](/usc/15/ch41-schII-A.md)
- [Subchapter III — Credit Reporting Agencies](/usc/15/ch41-schIII.md)
- [Subchapter IV — Equal Credit Opportunity](/usc/15/ch41-schIV.md)
- [Subchapter V — Debt Collection Practices](/usc/15/ch41-schV.md)
- [Subchapter VI — Electronic Fund Transfers](/usc/15/ch41-schVI.md)