---
kind: "unit"
title: "15"
title_heading: "Commerce and Trade"
key: "ch41/schVI"
level: "subchapter"
label: "Subchapter VI"
heading: "Electronic Fund Transfers"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/ch41-schVI"
sections_count: 22
---

# Subchapter VI — Electronic Fund Transfers

Title 15 — Commerce and Trade › Chapter 41 — Consumer Credit Protection

## Sections

- [§1693. Congressional findings and declaration of purpose](/usc/15/1693.md)
- [§1693a. Definitions](/usc/15/1693a.md)
- [§1693b. Regulations](/usc/15/1693b.md)
- [§1693c. Terms and conditions of transfers](/usc/15/1693c.md)
- [§1693d. Documentation of transfers](/usc/15/1693d.md)
- [§1693e. Preauthorized transfers](/usc/15/1693e.md)
- [§1693f. Error resolution](/usc/15/1693f.md)
- [§1693g. Consumer liability](/usc/15/1693g.md)
- [§1693h. Liability of financial institutions](/usc/15/1693h.md)
- [§1693i. Issuance of cards or other means of access](/usc/15/1693i.md)
- [§1693j. Suspension of obligations](/usc/15/1693j.md)
- [§1693k. Compulsory use of electronic fund transfers](/usc/15/1693k.md)
- [§1693l. Waiver of rights](/usc/15/1693l.md)
- [§1693l–1. General-use prepaid cards, gift certificates, and store gift cards](/usc/15/1693l-1.md)
- [§1693m. Civil liability](/usc/15/1693m.md)
- [§1693n. Criminal liability](/usc/15/1693n.md)
- [§1693o. Administrative enforcement](/usc/15/1693o.md)
- [§1693o–1. Remittance transfers](/usc/15/1693o-1.md)
- [§1693o–2. Reasonable fees and rules for payment card transactions](/usc/15/1693o-2.md)
- [§1693p. Reports to Congress](/usc/15/1693p.md)
- [§1693q. Relation to State laws](/usc/15/1693q.md)
- [§1693r. Exemption for State regulation](/usc/15/1693r.md)