---
kind: "section"
citation: "15 U.S.C. § 8205"
title: "15"
title_heading: "Commerce and Trade"
number: "8205"
heading: "Streamlined application for commercial purchasers"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/8205"
units:
  - "Chapter 108 — State-Based Insurance Reform"
  - "Subchapter I — Nonadmitted Insurance"
---

# §8205. Streamlined application for commercial purchasers


A [surplus lines broker](/usc/15/8206.md?p=15) seeking to procure or place [nonadmitted insurance](/usc/15/8206.md?p=9) in a [State](/usc/15/8206.md?p=16) for an [exempt commercial purchaser](/usc/15/8206.md?p=5) shall not be required to satisfy any [State](/usc/15/8206.md?p=16) requirement to make a due diligence search to determine whether the full amount or type of insurance sought by such [exempt commercial purchaser](/usc/15/8206.md?p=5) can be obtained from [admitted insurers](/usc/15/8206.md?p=1) if—

- (1) the broker procuring or placing the surplus lines insurance has disclosed to the [exempt commercial purchaser](/usc/15/8206.md?p=5) that such insurance may or may not be available from the admitted market that may provide greater protection with more regulatory oversight; and
- (2) the [exempt commercial purchaser](/usc/15/8206.md?p=5) has subsequently requested in writing the broker to procure or place such insurance from a [nonadmitted insurer](/usc/15/8206.md?p=11).

## Source credit

(Pub. L. 111–203, title V, § 525, July 21, 2010, 124 Stat. 1591.)