---
kind: "section"
citation: "15 U.S.C. § 6824"
title: "15"
title_heading: "Commerce and Trade"
number: "6824"
heading: "Relation to State laws"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/6824"
units:
  - "Chapter 94 — Privacy"
  - "Subchapter II — Fraudulent Access to Financial Information"
---

# §6824. Relation to State laws

- (a) **In general—** This subchapter shall not be construed as superseding, altering, or affecting the statutes, regulations, orders, or interpretations in effect in any [State](/usc/15/15g.md?p=2), except to the extent that such statutes, regulations, orders, or interpretations are inconsistent with the provisions of this subchapter, and then only to the extent of the inconsistency.
- (b) **Greater protection under State law—** For purposes of this section, a [State](/usc/15/15g.md?p=2) statute, regulation, order, or interpretation is not inconsistent with the provisions of this subchapter if the protection such statute, regulation, order, or interpretation affords any [person](/usc/15/7a.md?p=6) is greater than the protection provided under this subchapter as determined by the Federal Trade Commission, after consultation with the agency or authority with jurisdiction under [section 6822 of this title](/usc/15/6822.md) of either the [person](/usc/15/7a.md?p=6) that initiated the complaint or that is the subject of the complaint, on its own motion or upon the petition of any interested party.

## Source credit

(Pub. L. 106–102, title V, § 524, Nov. 12, 1999, 113 Stat. 1448.)