---
kind: "section"
citation: "15 U.S.C. § 1692j"
title: "15"
title_heading: "Commerce and Trade"
number: "1692j"
heading: "Furnishing certain deceptive forms"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/1692j"
units:
  - "Chapter 41 — Consumer Credit Protection"
  - "Subchapter V — Debt Collection Practices"
---

# §1692j. Furnishing certain deceptive forms

- (a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a [consumer](/usc/15/1692a.md?p=3) that a [person](/usc/15/1602.md?p=e) other than the [creditor](/usc/15/1692a.md?p=4) of such [consumer](/usc/15/1692a.md?p=3) is participating in the collection of or in an attempt to collect a [debt](/usc/15/1692a.md?p=5) such [consumer](/usc/15/1692a.md?p=3) allegedly owes such [creditor](/usc/15/1692a.md?p=4), when in fact such [person](/usc/15/1602.md?p=e) is not so participating.
- (b) Any [person](/usc/15/1602.md?p=e) who violates this section shall be liable to the same extent and in the same manner as a [debt collector](/usc/15/1692a.md?p=6) is liable under [section 1692k of this title](/usc/15/1692k.md) for failure to comply with a provision of this subchapter.

## Source credit

(Pub. L. 90–321, title VIII, § 812, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 880.)

## Notes

### Statutory Notes and Related Subsidiaries

### Effective Date

Section effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90–321, as added by Pub. L. 95–109, set out as a note under section 1692 of this title.