---
kind: "section"
citation: "15 U.S.C. § 1692b"
title: "15"
title_heading: "Commerce and Trade"
number: "1692b"
heading: "Acquisition of location information"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/1692b"
units:
  - "Chapter 41 — Consumer Credit Protection"
  - "Subchapter V — Debt Collection Practices"
---

# §1692b. Acquisition of location information


Any [debt collector](/usc/15/1692a.md?p=6) communicating with any [person](/usc/15/1602.md?p=e) other than the [consumer](/usc/15/1692a.md?p=3) for the purpose of acquiring [location information](/usc/15/1692a.md?p=7) about the [consumer](/usc/15/1692a.md?p=3) shall—

- (1) identify himself, [state](/usc/15/1692a.md?p=8) that he is confirming or correcting [location information](/usc/15/1692a.md?p=7) concerning the [consumer](/usc/15/1692a.md?p=3), and, only if expressly requested, identify his employer;
- (2) not [state](/usc/15/1692a.md?p=8) that such [consumer](/usc/15/1692a.md?p=3) owes any [debt](/usc/15/1692a.md?p=5);
- (3) not communicate with any such [person](/usc/15/1602.md?p=e) more than once unless requested to do so by such [person](/usc/15/1602.md?p=e) or unless the [debt collector](/usc/15/1692a.md?p=6) reasonably believes that the earlier response of such [person](/usc/15/1602.md?p=e) is erroneous or incomplete and that such [person](/usc/15/1602.md?p=e) now has correct or complete [location information](/usc/15/1692a.md?p=7);
- (4) not communicate by post card;
- (5) not use any language or symbol on any envelope or in the contents of any [communication](/usc/15/1692a.md?p=2) effected by the mails or telegram that indicates that the [debt collector](/usc/15/1692a.md?p=6) is in the [debt](/usc/15/1692a.md?p=5) collection business or that the [communication](/usc/15/1692a.md?p=2) relates to the collection of a [debt](/usc/15/1692a.md?p=5); and
- (6) after the [debt collector](/usc/15/1692a.md?p=6) knows the [consumer](/usc/15/1692a.md?p=3) is represented by an attorney with regard to the subject [debt](/usc/15/1692a.md?p=5) and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any [person](/usc/15/1602.md?p=e) other than that attorney, unless the attorney fails to respond within a reasonable period of time to [communication](/usc/15/1692a.md?p=2) from the [debt collector](/usc/15/1692a.md?p=6).

## Source credit

(Pub. L. 90–321, title VIII, § 804, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 876.)

## Notes

### Statutory Notes and Related Subsidiaries

### Effective Date

Section effective upon the expiration of six months after Sept. 20, 1977, see section 819 of Pub. L. 90–321, as added by Pub. L. 95–109, set out as a note under section 1692 of this title.