---
kind: "section"
citation: "15 U.S.C. § 1681s–1"
title: "15"
title_heading: "Commerce and Trade"
number: "1681s–1"
heading: "Information on overdue child support obligations"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/1681s-1"
units:
  - "Chapter 41 — Consumer Credit Protection"
  - "Subchapter III — Credit Reporting Agencies"
---

# §1681s–1. Information on overdue child support obligations


Notwithstanding any other provision of this subchapter, a [consumer reporting agency](/usc/15/1681a.md?p=f) shall include in any [consumer report](/usc/15/1681a.md?p=d-1) furnished by the agency in accordance with [section 1681b of this title](/usc/15/1681b.md), any information on the failure of the [consumer](/usc/15/1681a.md?p=c) to pay [overdue support](/usc/15/1681a.md?p=j-1) which—

- (1) is provided—
  - (A) to the [consumer reporting agency](/usc/15/1681a.md?p=f) by a [State or local child support enforcement agency](/usc/15/1681a.md?p=j-2); or
  - (B) to the [consumer reporting agency](/usc/15/1681a.md?p=f) and verified by any local, [State](/usc/15/1602.md?p=s), or Federal Government agency; and
- (2) antedates the report by 7 years or less.

## Source credit

(Pub. L. 90–321, title VI, § 622, as added Pub. L. 102–537, § 2(a), Oct. 27, 1992, 106 Stat. 3531.)

## Notes

### Editorial Notes

### Prior Provisions

A prior section 622 of Pub. L. 90–321 was renumbered section 625 and is classified to section 1681t of this title.

### Statutory Notes and Related Subsidiaries

### Effective Date

Section effective Jan. 1, 1993, see section 2(d) of Pub. L. 102–537, set out as an Effective Date of 1992 Amendment note under section 1681a of this title.