---
kind: "section"
citation: "15 U.S.C. § 1679f"
title: "15"
title_heading: "Commerce and Trade"
number: "1679f"
heading: "Noncompliance with this subchapter"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/1679f"
units:
  - "Chapter 41 — Consumer Credit Protection"
  - "Subchapter II–A — Credit Repair Organizations"
---

# §1679f. Noncompliance with this subchapter

- (a) **Consumer waivers invalid—** Any waiver by any [consumer](/usc/15/1679a.md?p=1) of any protection provided by or any right of the [consumer](/usc/15/1679a.md?p=1) under this subchapter—
  - (1) shall be treated as void; and
  - (2) may not be enforced by any Federal or [State](/usc/15/1602.md?p=s) court or any other [person](/usc/15/1602.md?p=e).
- (b) **Attempt to obtain waiver—** Any attempt by any [person](/usc/15/1602.md?p=e) to obtain a waiver from any [consumer](/usc/15/1679a.md?p=1) of any protection provided by or any right of the [consumer](/usc/15/1679a.md?p=1) under this subchapter shall be treated as a violation of this subchapter.
- (c) **Contracts not in compliance—** Any contract for services which does not comply with the applicable provisions of this subchapter—
  - (1) shall be treated as void; and
  - (2) may not be enforced by any Federal or [State](/usc/15/1602.md?p=s) court or any other [person](/usc/15/1602.md?p=e).

## Source credit

(Pub. L. 90–321, title IV, § 408, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–459.)

## Notes

### Statutory Notes and Related Subsidiaries

### Effective Date

Section applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321, as added by Pub. L. 104–208, set out as a note under section 1679 of this title.