---
kind: "section"
citation: "15 U.S.C. § 1677"
title: "15"
title_heading: "Commerce and Trade"
number: "1677"
heading: "Effect on State laws"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/15/1677"
units:
  - "Chapter 41 — Consumer Credit Protection"
  - "Subchapter II — Restrictions on Garnishment"
---

# §1677. Effect on State laws


This subchapter does not annul, alter, or affect, or exempt any [person](/usc/15/1602.md?p=e) from complying with, the laws of any [State](/usc/15/1602.md?p=s)

- (1) prohibiting [garnishments](/usc/15/1672.md?p=c) or providing for more limited [garnishment](/usc/15/1672.md?p=c) than are allowed under this subchapter, or
- (2) prohibiting the discharge of any employee by reason of the fact that his [earnings](/usc/15/1672.md?p=a) have been subjected to [garnishment](/usc/15/1672.md?p=c) for more than one indebtedness.

## Source credit

(Pub. L. 90–321, title III, § 307, May 29, 1968, 82 Stat. 164.)