---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch53/schVII"
level: "subchapter"
label: "Subchapter VII"
heading: "Improving Access to Mainstream Financial Institutions"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch53-schVII"
sections_count: 8
---

# Subchapter VII — Improving Access to Mainstream Financial Institutions

Title 12 — Banks and Banking › Chapter 53 — Wall Street Reform and Consumer Protection

## Sections

- [§5621. Purpose](/usc/12/5621.md)
- [§5622. Definitions](/usc/12/5622.md)
- [§5623. Expanded access to mainstream financial institutions](/usc/12/5623.md)
- [§5624. Low-cost alternatives to small dollar loans](/usc/12/5624.md)
- [§5625. Procedural provisions](/usc/12/5625.md)
- [§5626. Authorization of appropriations](/usc/12/5626.md)
- [§5627. Regulations](/usc/12/5627.md)
- [§5628. Evaluation and reports to Congress](/usc/12/5628.md)