---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch49"
level: "chapter"
label: "Chapter 49"
heading: "Homeowners Protection"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch49"
sections_count: 10
---

# Chapter 49 — Homeowners Protection

Title 12 — Banks and Banking

## Sections

- [§4901. Definitions](/usc/12/4901.md)
- [§4902. Termination of private mortgage insurance](/usc/12/4902.md)
- [§4903. Disclosure requirements](/usc/12/4903.md)
- [§4904. Notification upon cancellation or termination](/usc/12/4904.md)
- [§4905. Disclosure requirements for lender paid mortgage insurance](/usc/12/4905.md)
- [§4906. Fees for disclosures](/usc/12/4906.md)
- [§4907. Civil liability](/usc/12/4907.md)
- [§4908. Effect on other laws and agreements](/usc/12/4908.md)
- [§4909. Enforcement](/usc/12/4909.md)
- [§4910. Construction](/usc/12/4910.md)