---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch48"
level: "chapter"
label: "Chapter 48"
heading: "Financial Institutions Regulatory Improvement"
release: "119-102"
date: "2026-07-12"
url: "https://uscodex.org/usc/12/ch48"
sections_count: 10
---

# Chapter 48 — Financial Institutions Regulatory Improvement

Title 12 — Banks and Banking

## Sections

- [§4801. Incorporated definitions](/usc/12/4801.md)
- [§4802. Administrative consideration of burden with new regulations](/usc/12/4802.md)
- [§4803. Streamlining of regulatory requirements](/usc/12/4803.md)
- [§4804. Elimination of duplicative filings](/usc/12/4804.md)
- [§4805. Call report simplification](/usc/12/4805.md)
- [§4805a. Call report simplification](/usc/12/4805a.md)
- [§4806. Regulatory appeals process, ombudsman, and alternative dispute resolution](/usc/12/4806.md)
- [§4807. Time limit on agency consideration of completed applications](/usc/12/4807.md)
- [§4808. Revising regulatory requirements for transfers of all types of assets with recourse](/usc/12/4808.md)
- [§4809. “Plain language” requirement for Federal banking agency rules](/usc/12/4809.md)