---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "ch45"
level: "chapter"
label: "Chapter 45"
heading: "Payment System Risk Reduction"
release: "119-102"
url: "https://uscodex.org/usc/12/ch45"
sections_count: 9
---

# Chapter 45 — Payment System Risk Reduction

Title 12 — Banks and Banking

## Contents

- [Subchapter I — Bilateral and Clearing Organization Netting](/usc/12/ch45-schI.md)
- [Subchapter II — Multilateral Clearing Organizations](/usc/12/ch45-schII.md)